Question:
'01 Grand Prix GTP. The fire wasn't that bad. It was parked at a store that had a fire extinguisher. When I opened the hood the plastic cover was on fire. The fire went out quickly and the only damage seems to be the wires and hoses have to be replaced. The car is paid off. What happens next?
Answers:
Who is the cheapset insurance company for first time drivers?
They look at the cost to fix the damage, vs. the book value of the car. I'm guessing it will NOT be totalled. Usually damages have to exceed 80% of the book value of the car to be considered totalled.A commerical truck hit my car and it was totalled. What should I do now?
if the repair exceeds 80% of the car's value -you may get totaled out
What does cat d mean on an insurance claim?
Get an estimate for the cost of repairs.It is probably not totaled, but the adjuster will advise you of the process either way. Usually in the case of a fire, if the vehicle is repairable the company will pay for the repairs to the vehicle, but won't pay to repair whatever caused the fire (say you had some wiring cause it- the wire replacement won't be paid for).
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