If you have an accident while drunk driving , does it invalidate your car insurance?

Question:


Answers:

Is there a deadline to file an automobile accident claim?

UK based answer -

Advice needed for dealing with an insurance adjuster. Can you help?


You will be able to claim against the third party's insurer. The fact that he/she may be in breach of his/her policy conditions will not affect you. Exclusions of indemnity to damage caused as a result of being under the influence of Drink or Drugs would only affect the other person's rights to claim for damage to their vehicle. This exclusion is usually applied after having been convicted for the same offence previously.

Question for those who have allstate auto coverage?


If you are comprehensively insured, let your own Insurer deal with your claim. If you know the identity of the TP insurer, contact them, they will provide you with a replacement vehicle whilst your own car in inspected/repaired.

Which auto insurance plan you guys using?

i think so, and so it should!

Car insurance companies?

No but they will either raise you rates or cancel your policy.

Auto insurance: Found Wawanesa cheaper than Mercury?

i reckon, but if it doesnt it certainly should

Best Insurance Company?

I don't know the answer to your question but I do know that I hate drinking and driving.that's why I ride a bike!

What steps do you take after a car accident?

In the UK, no it doesnt invalidate it, as your license is still valid until the court disqualify you and retain your license. So make the most of your license and hense your insurance whilst you still have it.

I am looking at becoming a taxi driver and i am looking for quotes for insurance?

yes. also you should never be allowed to drive again. after spending some time locked in prison.
my brother was killed by a drink driver. i know how it can rip a family apart.

What is the penalty for driving without insurance in Michigan?

yes

Rear ended?

They are likely to reduce your claim for your own injury or damage but the 3rd party if there is one will be paid in full. Then at your next renewal the premium will rocket to a point where you probably will not be able to afford it.

I had a minor traffic accident and the other driver has no insurance. What is procedure to reort car damage?

basically if you have been caught drink driving ur f*cked because though your insurence will pay out this time u will lose your licence for anywhere up to a year where u will have to take your test again and on passing getting a new insurence that you have to tell that u have been band from driving which will bump your insurence up at least tripple to what u were paying

UK QUESTION: what is a NO CLAIMS BONUS???

It would depend on the terms of your contract with the insurance company, check your policy, if you are still unsure contact your insurance agent, for sure the price of your insurance will go up.

Does your insureance go up if u get a ticket with NO points?

yes

How do I add someone on to my existing Title?

your insurance will pay the other luckless sod, but they wont pay you, and they will cancel your insurance and hike the policy prices thru the roof.

I got a speeding (about 17 MPH over) ticket in NJ but i have a NY license.?


youll get the full price policy plus the DD premium, which is on average 75% and they will wipe your no claims bonus...

Can CA dmv assign penalty points for (my fault) accident, tho no citation was issued?

No it doesn't but those *** holes who d&d should be charged with attempted murder as they know the dangers and they may end up killing someone

What are the least busy times at the DMV?

Don't know, don't care. If you drink and drive you should be put in prison. No if's and buts. P R I SO N
There are NO excuses for drinking and driving and you deserve the full wrath of the law if you do so.

How many times can i make an insurance claim against my car for damages not my fault?

it does and when you try to get insurance again no one will insure you and those that will will charge you triple premium rates for the next five years

If you hit someone from behind when driving is it always your fault?

Usually only as regards your loss-ie no pay out on your car or your injuries as you invalidated the insurance company's liability to you by driving while intoxicated.

What will Motor Vehicle do? Dui revoked one state only?


Any third parties that are injured or have sustained damage to property due to your irresponsibility should still get paid through your policy, providing you were fully comprehensive, but you will probably have to fight for it.

Why do insurance companies care about your credit score?

Gee Lot's of people did jump on your question quite aggressively I might add. But drunk driving is a serous thing.

Applying for Florida DL?


Anyway to your question, his Insurance should still cover damages up to that persons limits unless for some strange reason there was some type of exclusion in that persons policy. I've been in Insurance here in Texas since 1992 and have only seen one policy where something like that was not covered (these are very rare) now with no fault states and a few other states I can't say for sure, but with regards to Texas I can. Go ahead and make your claim against his insurance.

What year is my dads car? its an R reg mondeo?


On a personal note, If for some reason his insurance is not any good, or if they do try and invalidate the claim, then you will have no choice but to file on your own insurance if you have the proper coverages, ie uninsured/underinsured, collision. But then turn it all over to an attorney.

I live in CA and I need to get a copy of my NC car title FAST. How can I have someone get it for me?


If it makes everyone feel better, the driver of the car that hit your auto will more than likely be non--renewed by his current carrier or pushed up into rate bracket that will make the payments on a high end luxury car look like lunch money! Well they should too we all know that one should not drive under the influence, it's like discharging a weapon in a public place, it will only be a matter of time till someone gets hurt or worse.

Did you know that everyone driver license is on line if yours is there delete it?


Well good luck to you. You did not say if anyone was hurt. I hope not. But do take care.

Privilege car insurance?

ANYONE COMMITTING THIS CRIME SHOULD BE IN PRISON AN NEVER ALLOWED TO DRIVE AGAIN. !

Do you need a license to ride a dirt bike in ny?

His insurance would be valid, he would be ticketed for drunk driving and will likely lose his license, however, he is still responsible for your injuries,damages etc.

Has anybody ever been caught driving without a license?

Your insurance company will fight it

AZ vehicular law: expired out-of-state inspection sticker?

Honestly, you need to ask his insurance company. As every policy for every insurance company is different...no one can answer your question but them.
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