Question:
I was hit by a hit and run driver. my mom and sister were hurt .the lady didnt stop cause she had 2 warrants out on her. shes in jail now. because we only had plain liability insurance they told us to call her insurance so we did. we faxed them a accident report with some receipts we had and our estimates on how much it would cost to fix it. the insurance guy calledand took a statement from me and is doing the same on the other party. what happens from here? do they also pay for the
medical expenses of my mom and sister. i believe they only have liability insurance too.i live in texasand was hoping you could give me some info on what happens . will they give us enough money? our car is driveable but still needs more work .
Answers:
If my car is stolen my insurance goes up?
Rule # 1: check with your insurance to see what coverage you may have available to you, UM, UIM, etc.Where do I find insurance for a 1956 Green Goddess fire engine?
Her insurance doesn't "pay" your bills. You are responsible for paying your bills; they are responsible for properly compensating you based upon the records, treatment, and bills. They settle with you 1 time, if you owe bills you pay them out of that settlement, whatever is left over is yours to keep. They will only settle with you when you're done treating, and the treatment has to be reasonable, related, and medically necessary.
What costs would I incur if I cancelled my car insurance accident claim?
If she doesn't carry enough liability coverage for all injured persons that's her problem. Back to rule #1...if you have UNDERinsured motorist coverage, this may help towards your settlement.
What kind of car insurance do i need?
They should pay for everything...and if you need a car you should be able to rent a car on them...Good luck!dunno don't live in Texas
If i am hit by uninsured motorist in arizona ??
Even if they have only liability, they still pay your bills (they just can't fix their own car).Should the woman's insurance give you trouble, you can take legal action, since it was a hit-and-run accident, which is a criminal offense and as you said the woman is in jail now.
Don't drop the ball. If you have a feeling they're trying to avoid paying (the insurance company), seek legal help. Make sure you keep reports and receipts.
Good luck!
Documents and insurance for taking test in mums car?
If it is completely the other person fault they are respsible for alll damages and all medical bills, I know from personal experience, and I am fromally from S.A, Texas. Good luck.What is the difference between an accident and an inncedent ?
her insurance will pay to have your car fixedplus pay any Medicial bills as well
I'm a claims adjuster. If the claims rep has contacted you and took your statement, then he's in the investigation portion. He'll determine if there was insurance coverage at the time of the accident. Assuming there was coverage, then he'll contact you regarding repair of the vehicle. Now, this is very important. DO NOT SIGN ANYTHING REGARDING YOUR FAMILY MEMBERS' INJURIES! If you sign anything, then the insurance company will cut you a check and that's it. They will be released from future consideration. The problem is, what if your mom or sister needs additional medical care? Never sign anything until your family members' injuries are healed and they have been released from physician's care.
You really need to contact a lawyer.
Most insurance companies will try to in so many words get rid of you for the smallest amount possible.
Where can you submit damage claims to the WV state road?
There are lawyers out there who legalizes in your kind of case.
Look them up, and good luck.
I'm glad it wasn't more serious.
If your dogs struck by a car, who's liable to pay for the cost of the cars damage?
In general, liability insurance will pay for the bodily injury and property damage expenses caused to others (i.e., everyone but this evil lady), up to the policy maximum.
I had an at fault accident and did not have insurance. What will happen now?
If there's only $20,000 worth of coverage and you all have $30,000 of damage, you're $10K in the hole and may have to bring suit against Miss Lotsawarrants.
I'm sorry.
Can new insurance carrier find out your prior insurance has lapsed?
P.S. You will probably get a low-ball offer at first on the medical; some companies are famous for dragging these things out. Also understand what an insurance settlement is: "I am settling for this much and I understand I can't come back for more." Keep that in mind when dollar amounts are discussed. You really need to think about an attorney.
How much should a lawyer ask for for a car accident?
Unfortunately, it's not that easy. You might have to retain a lawyer in this case, because the hit and run is a felony. A lawyer would try to get coverage for your medical costs and suffering for your mother and sister as well as have your car repaired.Keep on top of your insurance agent. Make sure they are keeping your mother informed as to what is happening. remember, the insurance companies don't want to pay out any more than they have to. They might try to settle for less money, so don't let them!
If a person from the otherladies insurance company calls and wants a statement, don't say anything to her. Refer her to your own insurance company. Tha's what you pay them for!
Is it legal to have a foreign licence plate on a U.S. car?
Her vehicle liability insurance is responsible for all medical bills and work that needs to be done to fix your vehicle. they are required to pay medical expenses for anyone injured. (note they probably have a limit so you should talk to your insurance company)This was a hit and run. If they don't take very good care of you, if you sense the slightest indication that they aren't going to take care of everything, I suggest you get an attorney. Then see how much you can take them for...
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