Question:
Stupid me got a speeding ticket, and earned myself 3 demerit points ... People are telling me different things - some say it will make my insurance go up for sure, and others say that it won't since it's my first offense. My insurance company is the co-operators. Can anyone tell me if they know how this company handles will raise my insurance since it's my first offense? Thanks! I'm dumb. :-(
Answers:
Car insurance payment due date?
Depends on how much driving experience you have.Does a car need to be registered in the state you want insurance?
If I got a traffic offense, I would almost guarantee you my rates wouldn't go up. My last traffic ticket was in 1978 (although insurance companies only go back about 3 to 5 years).
They said i'm lost in the system, what do i do now?
For a younger driver, an insurance company probably wouldn't be quite so forgiving. If the typical length of time they look back at your driving record is longer than you've been driving and you have an offense, then I could almost guarantee your rates will go up.
How many days of leeway does the washington state DOL give for new drivers?
If you've been driving at least 3 to 5 years (depending how far back your insurance company looks back), then your rates probably won't go up for first offense. In any event, the rate change won't happen until it's time to renew your policy.
Very minor car accident - scratch. No insurance!!?
it will definitely go upAny moving violation will raise your rates, and you will see the result of it on your next renewal. Just don't get any more tickets, and it will eventually go away.
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