What do you do if you cant afford car insurance?

Question:
Im a sinlge mother and my bills are more than my income. I seriously have to choose between food or car insurance. i cant take the bus to work the schedule doesnt work out.Im scared Im going to get pulled over. What do I do?

Answers:

I failed my drivers license test?

easy answer... don't drive

Motorcycles use less gas but does extra insurance eat up the savings?

Picture this as a real likely scenario:

Which is the most popular type of car insurance?

1) You are involved in or cause an accident in which you are to blame. Maybe a minor injury or two

Is it my fault when I hit a car in front of me?

2) The PD will tow your car - even it it is driveable since it has no insurance and you can not drive it. , the DMV jerks your license for no insurance.

Is refurbishing an engine betterment for insurance purposes?

Ok so much for the GOOD news.

I bought a car week ago and i get insurance from AIG it costs me $850 for 6 months(full coverage)?

You are responsible for the repair to the car you hit. Figure a modest $5 to $6k unless you hit a new car where even the wheels may cost $1 each. Eventually they will sue you for the bill and your check will be garnished. Now it is up to 50% less (net).

Why do I pay more in autoinsurance if I am a renter and not an owner?

but wait .. there's more.

How do I get a replacement vehicle title from a different state? - Registration expired last year too!?

Remember that injury? Hospital stays are around $300/day PLUS the treatment. Figure a minor broken bone or two is going to cost around $10k. guess who is paying.

If I went on a trip with a friend and their car was vandalized how do I get reimbursed for items stolen?

and now lets get to the Pain and Suffering (not yours... theirs) an easy $10k maybe a LOT more).

Do I have to get my car registered before I can get it insured?

Its going to be a looooong time before you see a full paycheck. If you buy a car, (let alone a house) it will be seized and sold to apply to the debt.

How do i get a title for a car that was left in my possession?

You think you are scared of being pulled over... dwell on this scenario for a bit and you will see that is the least of your worries.

Does State Farm have to reimburse my rental when their driver was at fault?

Concerned.. ? This is not an extreme picture. In fact it is pretty realistic as others answering your question will likely echo.

How long do points stay on your driving license?

Bottom line..

Please Help!?

Take a bike, walk to work, get a motor scooter (which has cheaper insurance) find a co-worker or a ride share and save up the money to buy the insurance. There are a LOT of alternate transportation methods... not as convenient as a car but they ARE there... you are just choosing not to use them for one reason or another.

Difference between a UK and European Driving licence?

Can a insurance company ask for an overpayment back if it was there mistake?

dont drive...find a husband..

I had a very small at-fault accident and told the owner I would pay for any repairs rather than submit to ins.

Try shopping insurance companies for a better deal?
Also try talking with YOUR agent about raising deductables or any other discounts or hardship help they might offer.

Will DMV suspend my license?

Driving without it sounds good till you get hit or pulled over.

My car was totaled by someone while parked. Is the driver at fault resp. for other expenses assoc. with accdnt

park that car and see if a co-worker is willing to pick you up.

Car insurance...?

Be carefull.

When is Geico going to offer auto insurance in Canada so I can switch?

You're really screwed between a rock and a hard place.

Criminal record for driving without car insurance?

Some states will let you file a form that will let you drive without insurance, IF you have several thousand or more in the bank to cover any sort of possible accident that may occur. But that doesn't seem reasonable here.

You must notify DMV within 5 days if you:?

I guess the only thing you can really do is drive as little as possible, and when you do, be extremely careful and pray you don't screw up and get caught, or worse hit/get it by someone.

Can Poles drive Heavy Goods Vehicles in the UK with just a tractor license?

go to www.grundy.com I have found alot of their coverages are only 100 bucks a year.

What do i do with license plates that i found?

Don't drive a car if you cannot afford the insurance. Truly it is not worth it!

If my home state (TN) does not require tags or titles for pop-up campers can I travel to other states?

Get rid of the car.....

If a person buys a car in Florida for someone living in Indiana do they have to have Florida license plates?

See if you can get aid for food (food stamps), and get the insurance.

Where can i get all the types of car insurances.?

Don't drive.

I was on vacation and i got a speeding ticket in kansas. Will this get back to my insurance company in WI?

Try to find someone to car pool with. Check with an insurance agent about liability insurance only and ask about monthly payments and ways to lower your insurance premiums "like attending a defensive driver courses". If you are that destitute look into getting government assistance. If you are not receiving child support and should be, get it. If you are getting it try to have it increased. You really do need insurance. If you have an accident a ticket will be the least of your worries...Good Luck...

What would you do if...?

Don't drive a car without insurance!! If you have an accident you will be in the sh#t, also the other car driver will have to claim their insurance even if it is not their fault!

How do you go about filing charges of thef by deception when it involve a police officer?

People without insurance, MOT or road tax should not be on the road!! If you can't afford any of them - Don't Drive!!

Will a speeding ticket cause my insurance premiums to go up?

Sorry to hear about your situation but driving without insurance is a terrible idea. If you cant afford the annual premium... then you DEFININTELY cant afford to pay all of the legal fees if you get pulled over or even worse... get into an accident.
If you get into an accident and you have no insurance, you will be responsible for all the damages and injuries. If you cant afford them, the court can garnish your wages. and you will be screwed.
Get minimum insurance for your car. If you have a pretty nice car, sell it for a cheaper one and use the money to pay for insurance.
Otherwise, carpool with a co-worker or take the bus. Who cares if you get to work an hour early or have to walk a mile to get to work... its much better than rolling the dice and driving without insurance.

For USA: If i got hurt in a car accident, will my heath insurance cover the expenses? or the car insurance?

Don't be scared about being pulled over, be scared of having an accident, seriously injuring someone, and losing a lawsuit for hundreds of thousands of dollars. Be scared of being injured yourself, and having no coverage for injuries, lost income, etc.

Can you car be towed at your apartment complex for expired tags?

Find the cheapest possible policy with the lowest limits you can get. You may want to try getting a quote online. I am paying less than ½ of what I was before.

Car accident compenstation?

Go to: http://www.insureme.com/landing.aspx?ref...

How do I find vehicle ownership by license plate?

Take care,
Casey

How do you go about getting a suspended license back?

move closer to your work.my state has a carpool service, maybe yours does

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