Question:
here's example:what if my friend is too drunk to drive a car,and let's me drive it but i don't have any insurance,what happens if i get stopped by cops.And another one: what if don't own a car but drive
occasionally somebody elses' cars or rented,how do i get insuranse?
Answers:
Is there anyone out there who knows which cars have lower insurance rates?
When renting a car you can purchase temporary coverage . When driving a friends car with their permission(with rare exception) you will be covered by their policy.dont do it...stay wherever you are or call a cab
What would you do if you were being threatened?
the owner of the car is responsible for insuring it and rentals offer insuranceThe car should be insured, not you individually. And for most policies, occasional drivers are insured as long as they dont live in the same residence as you.
I got into a car accident weeks ago, should i be talking to the other party's claims adjuster?
IN TEXAS AS LONG AS THE CAR HAS INSURANCE, IUR COVEREDLoss my only motorcycle key,how can I get one?
Are you an illegal or something? If you get caught your done forREALLY bad idea to drive without insurance! In your first scenario, call a cab. It isn't worth the risk.
For your second scenario - even if you drive someone else's car occasionally, you should be named as a second driver under their insurance policy.
the owner of the car is the one who has the insurance all you need is your licences. and a rental company includes that in the rental price. if you dont own the car then you its not your place to insure it. if you got pulled over and the car didnt have insurance the owner of the car would go to jail
You'll probably be alright... first of all I don't know many cops who would give someone a ticket for getting their buddy home safe. Secondly, many insurance policies cover another person driving that car as long as it's only once in a while. It takes a quick call to find out if their insurance covers it. You may also call Geico or someone and see if they have an insurance plan for your occassional use of other vehicles.
I need bike insurance 4 6 months only can some one help me plz? :)?
the owner of the car has to carry insurance, so if you get pulled over that should be all you will need, rental car companys will provide insurance if you ask but it is not cheapHow long does your no claims discount last if u do not have any insurance?
Driving your friend's car:Since it is not your car and you do not have any insurance for HIS car I think there will be a problem. I wouldn't do it. Plus if you get in a crash it will be your fault and you will be responsible if you do not have insurance.
NB: I think some people have on their insurance "uninsured motorist" which means if a friend (without insurance) drives his or her insurance will cover it. However if you're friend is drunk it would be difficult to find that out.
Solution: call a cab for both of you, walk or take the bus/subway (metro)
My unlicensed husband was driving my car when he got into a car accident.?
Driving someone else's car / rented car:
Again if it is someone else's car and you do not have insurance then you will be responsible for any damages that you cause. If it is rented it is up to the car rental place. Most of the time they want to see proof of insurance (at least from my experience) and will not rent you a car if you don't have insurance.
Can i register my car if the title isnt in my name?
Have a nice day.
Can I send another person to which my license plates over?
Pablo
The car owner's insurance should cover other drivers.
It's expensive, but you can insure your drivers license. Do it before you have a problem, and it will be 1/2 the price.
Covers any car you drive.
Any idea how much insurance is on a slightly new mustang for a 16 year old?
Normally its the VEHICLE that needs to be Insured and not the DRIVER in most States. If you do something wrong while driving someone Else's vehicle you're the one who will get the TRAFFIC Ticket; But if the Vehicle isn't insured then the Owner of the Vehicle will get the Ticket for no Insurance.Where do i take my driving test for cdls in arkansas?
Like others have said, the owner of the car is responsible for the insurance on it. Depending what state you are in depends on if it legal or illegal to drive without insurance. Insurance is only on the car. So, if you're driving and something happens to it you should alright. As long as you are a legal driver that is. When I've rented a car I've had to show proof that I had full coverage insurance and I had to pay a fee to my insurance company for the rental plus they needed a credit card number on file. Some other car rental companies cover the insurance in the price of the rental. If you're talking about a lease car you must carry full coverage on it at all times. You have a policy and usually the dealer has a policy. The lease car is like your own for the term of the lease. Meaning all repairs etc are your responsibility. On insurance policies you can be listed as a driver. I advice you do that do avoid ugly things if something bad happens. If you tell a cop your just driving your friend home because he's drunk and you are a valid driver they shouldn't give you grief about it. One thing to always remember is cops are people too and they do understand.Does a car that is taxed but unused require insurance to be left on the side of the road?
You dont own that car so you dont need to have insurance for that car, but your friend need to own a proper insurance cover for that car.What you need is a driving licence to drive that car.
Liability covers the car for any driver , liability by law has to pay off , because it covers the damage to the other car and or property ,and passengers it does not cover damages or injuries to the car that causes the collision.or the driver of that car . however if it has full coverage the liability still has to pay ,but the collision has the right not to pay because you are not listed as a driver on the policy...
as told to me by an insurance agent
Heres another crock of feces, about car insurance!?
Vehicles are insured, not drivers. The insurance policy is on the car, and anyone driving with the owners permission is covered under that policy.Out of town, lost drivers license!?
So, the answer is, if you are stopped by the police is "I am the designated driver. Hey Joe, where's your insurance card?"
Can you get a texas vehicle inspection on saturdays?
Someone elses' car, or rented, same answer. Ask the person you borrow from about their insurance card, don't drive it it they aren't insured.
It depends on what state you live in. In Hawaii if you are driving, you are responsible for the vehicle. Meaning everything has to be current. If not and you are pulled over you will be cited. If the owner is in the car when you are pulled over, the owner would get the citation(s).
As far as rentals you can add insurance when you rent the car as part of the rental fee, or check your credit card, as some automatically cover rentals if you use it as payment.
How should I handle a car accident?
Never heard of insurance that you can get for yourself if you borrow someones car.
Whats the penalty for not producing an MOT certificate?
If your friend is too drunk to drive a car and lets you drive her car. That is a great idea because it reduces the risk of an accident. If you get stopped by the cops and the car is registered that is fine and as long as you have a driver's license. If you don't own a car but drive occassionally somebody elses cars you are taking a big risk. To get insurance for driving someone elses car firstly the owner of the motor vehicle would have to have insurance and place you on their insurance policy as a nominated driver. When you rent a car you generally pay extra for insurance and have to provide proof that you have a drivers license.Can a private car be registered as an ambulance?
OK, example #1, if your friend has an insurance policy on the car, and you do NOT regularly operate that car (regular can be anywhere from 4 times a year to once a month), then his insurance will cover an accident. If you get sued personally, well, you're SOL.If you don't own a car, but occasionally want to borrow someone's car, there's a policy called a "named nonowner" policy that you can buy, if you can FIND an agent willing to sell it to you. It automatically excludes coverage for you driving any car belonging to any member of your household, and it does NOT carry over onto rental cars.
Does anyone out there have aig car insurance? What do you think of it?
For the rental car, you'll have to buy THEIR liabiltiy insurance - but good luck finding a rental car company that will rent a car to someone that doesn't have their own policy.
Oh,Ugly Duckling Rental Cars in MA will rent to you on a monthly basis, and sell you insurance to cover it. My brother in law did that for a while.
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