Question:
My Brother is 16 years old, and has his drivers license but is not on either my fathers insurance nor my mothers. Can he drive with out a parent?
Answers:
Can insurance up your rates if you tell them about an accident?
He should have been added to the insurance policy when he started driving with his permit.Not really your business though -- your parents will be at fault if something happens.
it is against the law to drive without insurance
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No one can drive without insurance. That's the law, baby.Car Accident Insurance Coverage Question?
That depends on your state. I live in Alabama, and if you drive without insurance, you can be fined or arrested, depending on the situation. If your state does not require insurance, then yes, he can drive without it as long as he has his license.Car Totalled - Insurance Claim Question?
He's not legally allowed to drive at all in most states. But there are hundreds of thousands of uninsured drivers out there. It's hard to enforce. Unless you get pulled over, there's no way anyone will know you aren't insured.sure you can drive but u will be ticketed if you are stopped
What would you pay a year for Insurance on a Bugatti Veyron?
Of course not! Driving without insurance is against the law! Even if the parents have insurance, if he isn't on the policy-WALK!no , if you get into a car accident your parents will be held liable and not the insurance company.If you got into a car accident you would also make it possible for the other driver to sue your parents in civil court.
Well well well looks like you are all outstanding citizens. i wish i was a hero like you lot?
Prob. not. Although he may be covered automatically by that insurance without your parents adding him.My insurance claim has been going on for 20 months?
BUT... if he is not, the risk is tremendous. If he causes a major accident he will lose his license but his parents must foot all the bills.
With the cost of a typical vehicle in the $20k range
Most hospital stays a minimum of $20 to $50k for a broken bone or two
and Pain and Suffering and expenses in the $10 to $20k range for a disabling injury like broken bones but nothing permanent. For permanent disability - think 'sell the house'.
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your brother needs to ask, in his most mature manner, can your parents afford his mistake or should someone buy the insurance (or he simply wait to drive) .
I was in a MVA and it was completely the other guys fault...?
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What year is my car? it is a K reg?
Followup comment based on your additional information.
Do banks check if I have full cover insurance on the car at all times?
If your brother has an accident, the owner of the car will get sued as well as the custodial parent.
If a car is registered off the road do u still have to fill out the forms for the tax?
(At least that is how I would do it if he ran into me).
I wanna get a personalized licence plate in new york,i need 7 letters,is it possiable or 6 is max?!?
Make sure the custodial parent knows that he is driving since they are being exposed to the liability but are not even aware of it (thats called blindsiding)
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Leased car got totaled...1 year of payments left. Do we have to pay them?
Depends on your state. Here in TN, it's illegal to drive without car insurance regardless of license status or age.In Texas, if you get a citation for driving with no seat belt, will your insurance go up?
No one is supposed to drive uninsured. Maybe he would be covered as a "permissive user". Read your parents' insurance policy to find out.he cant drive with or without a parent! Its illegal he would have no coverage... its not too hard to be added to a policy! Dont let him drive...that could be his future...in debt!
What is my liability for a fender bender in a parking lot?
No absolutely not.unless on private property...but will not be covered if anything happens. Your parents will be held liable if he drives on public roads and is in an accident and it could bankrupt them. If he is pulled over he will most likely get a very expensive fine.license taken away for years and go to court with lawyers fees ....it may be a wise decision to inform your brother.and if he persists then let your parents know. Your brother is doing a very foolish thing, but may be ignorant to the consequences or the law. Give him a chance to do the right thing, by informing him, and if he continues...let your parents know. If your parents already know, than they are playing with fire. I'm not sure about other provinces but in Ontario, he must drive with a licensed driver who has had a license for 4 years. If he is 16 then he will have his G1...it takes a year to get G2.. and then the restrictions are less. Best Google and check the government Ministry of Transportation website and search G1 license restrictions or FAQ which is frequently asked questions.Honda Civic / Accord -- Your High Insurance Quote?
God Bless You,
Daniel
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I think what the question is asking is whether the driver needs to be insured. assuming that the car that he is operating is insured by his parents
What to do if your in a serious car acident and your friend was driving?
I believe most states require insurance on the car not the driver. thats how it works here in NY. As long as the car has insurance it's covered no matter who is driving assuming they have a legal drivers liscense.More Questions & Answers ...
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