If I have a comprehensive insurance can I drive another persons car?

Question:


Answers:

Drunk driving?

As long as you have permission to drive some one else's car, and they have at least liability its all good... It doesn't really matter what you have for coverage. Unless you get a really bad accident, and the persons car your driving doesn't have enough coverage to pay for the damage, they may be able to go after you for damages.

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DUI & dropped umbrella policy - CA?

Yes, their insurance will cover the car, and yours will back you up if you cause more damage than their policy covers. Your insurance will not, however, pay for damage to your friend's car.

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Car accident... Rear ended... salvage title... Cash settlement?

Yes...short answer. Provided you're doing so with their permission and they have insurance on their car as well.
You do not actually need insurance to drive someone else's car at all. As long as the car is properly registered and insured, you're properly licensed and you have the owner's permission, you're good to go.

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Do they give pee tests or hair tests for CDL?

Yes, you dont need insurance to drive someone elses car. The vehicle itself needs to be insured (in the US at least). As long as the vehicle is insured and you are driving it with the owners permission.. and you have a drivers license, You are OK to drive the car.

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What is "gap" insurance? Do I need it?

Simple rule of thumb *The insurance follows the vehicle, not the driver*

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What 2 do. 2 Avoid REPO?

Check the wording in your policy. If it says "can drive any owned and non-owned vehicles",then yes,you would have coverage. Otherwise, not likely.

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Best car insurance that's inexpensive and still good?

It all depends on the other person's coverage. Like in the state of CA, insurance follows the vehicle, not the person. Comprehensive coverage only covers your vehicle, if you have a broken windshield, stereo stolen, or someone steals your entire vehicle.

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