Must you bring in the certificate of lien release for title transfers?

Question:
I'm bought a used car from a private party, and they say they paid the loan off years ago. Will the county have record of this when I take the title to them for transfer, or do I need to bring in the actual lien release certificate from the seller? (Hennepin County, MN)

Answers:

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If the lien has been paid, the seller should have a title showing that they are the only registered/legal owner. If the loan company didn't sign off on the title, you would still need a notorized release of interest from the loan company,along with the title and odometer disclosure to transfer ownership.

How can i check if a vehicle is still registered?

You will need some kind of proof that the vehicle was paid off. The seller can contact the bank and have them send him a lien release letter. That letter must contain the make, model, serial number (VIN) and the name of the owner (seller). It should be on the bank letterhead. Some banks have standard forms used for this purpose.
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