If some one used my car without my expressed permission and was involved in accident; am i liable?

Question:
my car insurance end up paying for damages, however the other party has opened a civil claim against the driver of my car. can they go after me?

Answers:

What recourse do I have when I was hit by an "excluded driver" under parent's car insurance policy?

I am an attorney in Virginia. You are not liable but your insurance company is liable up to the amount of the policy limits because your policy covers drivers of your car.

How long is a provisional license for learning drivers valid for? I have had mine for 2 years but want to take


Ownership of a car does not make you liable for injury or damage that was caused by a person who drove your car.

I just got a car but where do i go to pay the taxes on it?


Your insurance policy covers any person who drove your car with permission. That means that your insurance might voluntarily pay a property damage or injury claim on behalf of the person who was driving your car, so long as this person had your permission to drive the car.

i want to find my sons driving record for free?


If he did not have permission then your insurnace company could deny coverage to him. If the other party does not accept the settlement offer of your insurance company, or if your insurance company refuses to offer any money for the damage, the other party can simply sue the negligent driver in court.
Then, any judgment against that driver will come from your insurance carrier, up to the amount of your liability coverage limit.

I was in a car accident as a passenger. Should I get a lawyer?


There is no way that you would be personally liable for the damage. The only narrow exceptions to this would be as follows: (1) if you were the employer of the driver and he was driving in the scope of his employment , or (2) you were negligent for entrusting this person with your car (i.e. you knew he couldn't drive or was drunk at the time). Even in the above scenarios, you would also be covered by your insurance policy, up to the coverage limits.

is ther any country where you just pay for a driving licence without having to sit a test?

I doubt it - if you weren't involved, you weren't involved.

Is it legal to have a *real* expired liscense tag from another state on the front of your car in Florida?


Though I would have never turned the claim into your insurance agency - you just gauranteed yourself a higher payment.

What type of questions are asked when one go for his/her learning license?


Depending on who it was that 'borrowed' your car and smashed it up, I would have definitely made them pay for the repairs (then I would kick their butt, just for good measure).

I think my insurance agent scammed me...advice anyone?

If they used it without your permission you should of reported it stolen. If you turn it into insurance, your premium will most likely go up. So get them to pay upfront for the repairs if you can.

How much will my auto insurance go up if I am at 100% fault?


Good luck

(Car accident settlement) How long does it take?

Yes,,, Civil suits can be opened for any reason.

I was involved in an accident with my girlfriend's vehicle.?


Againist Driver, Owner of the car ((That is listed on the title. Even if there are 2 names on the title)). and againist the covering Insurance company...

I looking for free driver license tests for Connecticut?


If you didn't file charges againist your friend for Taking your car when you found out it was missing. Or reported it stolen and have a record of it.
They have a open door. But have to prove What they are claiming you were a part of in the wronging of their Driver or Owner...

In California, regarding car insurance, do I need uninsured insurance even when I have collision coverage?


Its not cut and dry... Its if your Lawyer can Out bullshit their Lawyer Plus the Facts in a Civil case...

Will an auto insurance company check my credit before getting car insurance?


Good Luck... And its to late to file charges for them taking your car.

Why is ESURANCE.COM is asking for my social security number when I ask them for a quote?

Check out this article i found http://www.youbigg.com/car-insurance.htm... it has details on different types of plans and information etc.
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