I wanted the bank to come and get my car and they wont what do i do?

Question:
the bank wont repo my car and wont give me the titel what do i do with th car

Answers:

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What do you mean they won't come get the car? What are you not telling us in your question?

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If you want to do a voluntary repo they will either 1) send someone to get the car or 2) tell you where to take it.

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If you do a voluntary repo or they come get it, either way you won't get the title.

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If its not being paid for eventually the bank will repo it. But if you are the rightful owner then the title should be yours.

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Unfortunately, all you can do is a Voluntary Repossession. They will pick up the car when good and ready, but you are still responsible for payments until then. Dont let anyone tell you that you'll owe nothing with a "Voluntary" Repo, because it will still go against your credit record and when sold by the bank , you will be responsible for the difference between what is owed on the loan and what was it was actually sold for. As far as the title goes, the bank owns the title till the car is paid for.

How can i get a copy of my title?

Take the car to the place where you got the loan,tell the loan officer you want to do a voluntary repo. They will accept the car and have it driven or towed to a junk yard, from there the car will be put up for auction. If you owe more then the car sells for at auction, you will be responsible for the difference. Doesn't matter that you did a voluntary repo,if the bank repo's the car, it's the same situation. They won't give you the title because you are not the legal owner, you are the registered owner, the bank or finance company owns the vehicle. Good luck, a repo will follow you on your credit report for a minimum of seven years, if you don't pay the balance owed to the bank, again, they will come after you for it, by garnishment if neccessary.

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If the car is a piece of crap or in a neighborhood where repo men are shot at then they will not take it. They WILL sue you, though. Then it will be up to a judge how you will be paying for your car.
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