Question:
Does the insurance company give you the blue book value for a car in good condition or bad condition? Also, do they take in to account if the accident was my fault, as far as settling?
Answers:
Can I let my friend drive my car?
They SHOULD give you book value, less your deductible. Go to kbb.com and nada.com and find out for sure what your car is worth. They may try to lowball you with the first offer, but if you can show them a printed page from kbb or nada, they will likely offer you the actual value without much problem. As for it being your fault, that should not matter, as that is why you bought insurance in the first place, isn't it? They are simply doing what they said they would when they issued the policy. Your rates may go up in the future, however.is there a statute of limitations to how long a title loan company can go after u?
BTW, I hope you weren't hurt. If you were, and there are substantial medical bills, I would involve an attorney ASAP. Not that you want to sue them, but the atty. will make sure they are giving you everything you deserve.
State farm??saving money with good....?
If you have problems with them giving you the full value of your car, just tell them you would be willing to let the insurance commissioner in your state settle it for you. It would be handy to know his/her name so that they know you have done your homework. The last thing they want is an investigation by the insurance commissioner.
What site do i go to for stolen vehicle lists/hot sheets?
Good luck, and I hope this helps.
most insurance company's give you blue book value or Nada value but on there it will have poor condition average condition or excellent condition so what ever condition vehicle was in be for accident is what they will go by. and it don't matter who's fault the accident was they can not give you less money this is why you pay for insurance.
They give you the actual cash value for your car immediately prior to the accident. Generally that's blue book retail, adjusted for condition and any pre-existing damage, less your deductible.
What do people think about American Family Insurance...?
Fault normally doesn't factor into the settlement, aside from the fact that if you are not at fault the other driver's insurance will cover your deductible.
What about in the state of Oklahoma- can your wages be garnished for a vehicle Repo?
Insurance companies have their own book of values that they use, and give you the retail value of the vehicle at the time of loss, adjusted for condition. Add ons, improved stereo systems, trim packages, electric seats and door locks, etc. all add. Prior damage, high mileage, etc. all deduct.Do i get good student auto insurence discount from allstate?
Yes, they take into account who was at fault. If it was your fault they will only pay out if you had collision insurance, and the will deduct the amount of your deductible from that.
ok i just got my 1st car accident...i dont know wat do i suppose to do..?
If they consider it a total loss, and pay you, the vehicle is then theirs, and they will send someone with a car carrier to pick it up and take it away, where they will salvage it for parts in an attempt to recoup their losses.
If you want to keep it, they will sell it back to you and you will take less.
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