Question:
Sorry for my use of generalizations, but its no big secret.
reputable: American Family, State Farm, Farmers etc
"cheap": progressive, geico, etc.
why are my quotes 3 times higher for the reputable, is it worth the drastic rate increase?
Answers:
How much is ticket for no insurance?
The "cheap" carriers tend to cover less. For example, Geico doesn't cover aftermarket parts where as Allstate will. (I know, I've been there.) If you have tinted windows and your window is broken, Geico pays for the window, not the tint; Allstate will pay for both. Additionally, the reputable carriers have more resources to assist with repairs, etc whereas the cheap carriers may not have the same level of or quality of resources.Can someone tell me what this means?
Also, the "cheap" carriers find themselves in more lawsuits than the reputable carriers..cheap is worried about the bottom line, reputable is worried about defending their insured.
Where can I search online 2 see if an auto title has a lienholder?
Is it worth it? That depends on what you need actual coverage for, which goes beyond comp & collision categorizations.
Why do some emergency vehicles have the word AMBULANCE written in reversed on the front?
The cheap ones are fine until you get in an accident. That's when it might be hard to get service.How many points will you get for driving while your license is suspended or revoked?
well. state farm just likes to rape people. its just that simple.i had state farm, untill i had an accident, i was car-less for 6 months, they NEVER helped me, just charged more and more and more.
really i would not put progressive in the group you have there, i have local help from progressive, i go talk to ONE person who knows me, and my truck, personally. i like that regardless of the price, but they are much less expensive. much more is done online with that company so there is less spent on overhead.
When buying car insurance does out of state incidents count?
Because they all have different loss experience with the drivers they insure.Back in the '80s the Auto Club had dirt cheap rates for sports cars because nobody with a sports car got insurance with them thinking they would be way expensive. So because they didn't have many sports cars (and sports car claims to pay), they were real cheap.
The thing to do is get with a good quality company and stick with them for a long time.
.
How long do no claims bonus last when not insured?
the cheaper ones dont have all the big money lawyers like state farm and allstate to fight against your claimWhat are fronting policies in auto insurance?
Because you really do get what you pay for.Trying to get new tags for car- lift notice required for DOT?? NO idea what this means.please help!?
I've had the "premium"--farmers, the "cheap", 21st century and the "super cheap" esurance. Which did i prefer? Esurance, cause I am getting better coverage and paying less.Any legal way to get rid of a car without damaging my credit?
I had problems with both Farmers and 21st after accidents so just pay the lowest amount you can for good coverage.
Where or how can I find out about traffic tickets?
Find an insurer that is rated well by Consumer Reports or or JD Powers when it comes to total satisfaction or collision repairs etc.Can anyone give a link for insurance for a 1971 12 seater landrover saffari?
See
JD Power Rankings
http://www.jdpower.com/press-releases/pr...
If I apply to renew my driver's licence?
Farmers isn't reputable
http://www.farmersinsurancegroupsucks.co...
List of Good and Bad insurers
http://www.badfaithinsurance.org/indexde...
The reputable companies are cheaper for some vehicles, ages, etc. They price higher on risks they don't want - like young drivers. Plus, companies rates are changing all the time. You may want to try getting a quote online. I am paying less than ½ of what I was before.
My Parked Car was hit ! the Driver hit and ran off!?
Go to: http://www.insureme.com/landing.aspx?ref...
Take care,
Casey
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