Will my insurance cover the damage to my car?

Question:
The other night someone was diving my car and hit a trash dumpster that was in the street. It was late at night on a dark road so he didn't see it, will I still be coverage? I am not gonna tell the insurance company that someone else was driving it.

Answers:

Do you where I can locate a low auto insurance?

It doesnt matter if its the drivers fault or not (as obviously this was your friends fault but im sure you now that...) if you have COLLISION coverage- they will pay for your damages. If you have liability only insurance.. then obviously it wont be covered because you cant go after the dumpster for repairs.

I'm totally stressing over this DMV permit test...any suggestions?


And please... dont lie. You will get yourself in a HEAP of trouble if you slip up and they find out.. and they may very well deny your claim then. Its OK to have an unlisted driver drive your vehicle every once in awhile.

Please Share All Of Your Reasons Not To Take Drivers Ed?

iam not sure, do u have a police report.but i had a friend who was driving my car and they were drunk and crashed and i got the insurance to pay for everything. good luck.

Those vehicle registration tags (stickers) ??

they may but why bother just pay to fix it

If I am insured on one car, could I drive another car without breaking the law?


claming such a small thing may cause your insurance to go up

I've waited +2 weeks for NJ plates for a car I bought, and still dont have them! Is that too long?

If you have liability insurance it won't cover it. Full coverage it will cover it, but it will raise your premium.

How to buy car without a title in California (CA)?

ALRIGHT. Tell a LIE to get out of trouble. I am happy to see someone have Morals they can be PROUD OF. Does your automobile, (that is a car) have headlights? (they are the two shiny things that project light ahead of the *car* at night) How does someone hit something as big as a Dumpster? I can tell you ARE going FAR in life, and be proud of yourself for sticking it to the Insurance Company. One part of your question I do not understand. ( will I still be coverage? ) Sorry I could not help more.

Improperly park pick up truck ran into home, owner to pay damages?

Lying and cheating have never benefitted anyone. You sound very young and should think about future mistakes. By all means contact your ins. agent, and be upfront about what happened. So far as paying for the damages yourself, this may cost more than any small ins. increase. Perhaps the trash dumpster was in an illegal place? Perhaps your ins. will cover another driver? Don't run and hide before you know the reality, I am not sure, but most repair shops have to keep records and it could surface later on. Accept resonsibility and don't loan your car. Best wishes

What happens when you die in middle of a car loan? who pays.?

You don't have to lie. If the person driving had your permission, he is covered under your policy. It doesn't matter who was driving if you have collision coverage on your policy. That coverage pays for the damages to your vehicle. Plus, if you lie and they find out about that, they can disclaim coverage to you.

If you're hit by an uninsured motorist, will your collision insurance cover?

Be honest--your insurance most likely covers drivers other than you who had permission. The only reason I could see hiding is if the other driver didn't have a license or something like that. Plus the other driver's insurance should really cover the accident. By being honest you might get his insurance company to foot the bill so you don't have to pay for the deductible.

I got a speeding ticket...is there a way to get around my insurance company so they dont find out?

As long as they were using your vehicle with permission, then yes it is covered it will be considered a collosion claim which WILL make your premium increase. So depending on how much damage was done, it may not be worth it to report it to the insurance CO
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