Question:
i live in new york my credit is bad so no one will give me a loan my boyfriend credit is good he can get the loan but i dont want the car to be registered or insured under him i want it to be registered and insured under me is it possible
Answers:
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The only way you can possibly do it is to put the car in both names with him being the primary owner..I am not sure about DMV there in your state but i can assure you that the finance company will not allow it..They will be holding the lein on it and the loan will have to coinside with the title lein...
can you insured a car even though it is registered in other states?
No. The finance company expects for the car to be in the name of the person responsible for paying the loan. Even though you might be making the payments, the bank will see it as your boyfriend making the payments.first off, this was a terrible idea. If yall ever split up, welcome to legal hell.
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second off, get your credit together. you shouldnt be buying a car if you already have bad credit.
Are the commercials of Esurance and Geico proof that we ARE paying too much for car insurance?
third, ask your insurance provider. theyre the experts, not a bunch of morons with half guesses on here. Itll prob be faster too.
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Nope. If the auto loan is in his name, then so must the title. You would need to obtain a BILL OF SALE document stating that he "sold" you the car. I'm pretty sure that's all the documentation you'll need to have the insurance in your name. Talk to your insurance company first to confirm whether or not the car must be paid in full before "buying" the car from your boyfriend.yes you can ,,but on the insurance policy its self, there going to make the lien holder the main pay off on this,if you wreck it,and total it the bank will be payed for the car,,not you,,it will be that way until you get it payed off or get the loan transferred in to your name,,then it changes,,good luck hope this help,s.
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If he finances the car in his name the finance company will also require that it be registered in his name. Certain insurance companies will be able to insure him as the registered owner and you as the driver, which is how is should be done to avoid denial of a claim. Anything else is just asking for trouble.More Questions & Answers ...
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