Instead of fixing my car, how can i get my auto insurance company to issue me a check for the damages?

Question:
My 1996 Lexus ES 300 with over 200,000 miles was hit (not my fault) on the rear drive side tire well. I got an estimate for it, and it was approximately $2,900 before tear down. Seeing that my car may not last any much longer, how does one ask for a check for the damages to the car? My insurance is AAA.

Answers:

Registration sticker replacement?

Im assuming you dont still owe money on your car? (b/c if you do.. you have to get your car repaired- you dont have the choice to just get a check)

This is a follow-up comment..to small accident previously on here?


Simply tell your insurance company you just want a check for the damages because your not sure if/when your going to get your car repaired. They dont care if you repair or not- they just want to pay out for the damages and have the claim be over.

Where is etowah located at? which state? and give proof?

your not gonna get that much money anyway

Criminal record for driving without car insurance?

Contact the other insurance company and submit your estimate for $2900. However inform them that you would prefer to have the repairs done at your time and convenience and at your preferred dealer and so could they just send you the check in your name, please. Once you get the check cash it and then decide if u want to get the car repaired or not.

Vehicle registration in texas..?


Your welcome.

Why are the number plates in the UK white at front and yellow at back?

You should be able to just have them send you the check. If they do give you any trouble, just tell them you have a shop that you prefer and would like the money sent to yourself.

No drivers license ,still need auto insurance can i still get insured?

Good luck with that the insurance company will want the car fixed,other wise they would leave themselfs open for the same claim in the future.

What can CHP do about a guy who beat my car with his fists on the freeway? No license plate, but 2 witnesses.

At best, you will only get what the book value of it is. If that value is more than the estimate, the insurance company may decide to fix it. If the value is less than the estimate, then they will more than likely cut you a check for it.

Is there some kind of 3 strikes and you out rule with vehicle insurance companys?


It is up to the insurance company as to what they do. Totally up to them and the economics of the deal. Best you could hope for is to negotiate a bit, but it's unlikely they will budge.

My car just got broken into, what type of items does insurance cover?

Find out the Kelly Blue Book value of your car and if it (the value) is less than or close to $2900 the the insurance company should total it out and send you a check for the value.

In new jersey, if you are 17 do you have to take driving lessons?


I wouldn't mention to your insurance adjuster that your car was on it's last leg...that might further reduce the value. Wasn't your car very reliable? I'm sure it was.

My nayborwas triing to get intoo the same parking sapce i was trying to get intoo and i hit her with my sno?

You tell AAA you want to do a "cash out." They will issue you a check for the estimate. As long as their is no lienholder the check will be issued to you. However, depending on what AAA club insures your vehicle, you may have to later prove you had the repairs done to the Underwriting department.

Can a new car be registered to 2 person even though there's only one name on the loan?

They don't care - it usually is your choice. They either pay for repairs or for diminished value.
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