Question:
I got into a wreck and a field agent is supposed to come look at my car, my friend says he thinks its totaled, I was wondering how this is determined, what will the agent look for look for?
Answers:
Has anybody ever been caught driving without a license?
Usually when there is frame damage it can be considered totaled becasue its hard to fix and its never teh same. If its something with the engine they can just replace. Also if the repars cost more than the car itself t can be considered totaled.Massachusetts car insurance laws.?
i own a shop and they go by the total value of the car and if the damage is over 80 % of the value of the car they will total it,they do this even on a new car also,good luck i hope this help,s.i think if the frame of the vehicle on which the car lays it bent or detroyed then the car is technically totalled. i heard this in drivers ed and am not 100% sure of this definition
Got bumped backing up; Choosing not to file a claim (no damage); higher insurance? 16 y/o. HELP!!?
The agent adds up the costs to repair all of the damages and looks to see if this is higher than the value of the car. If it would cost more to fix the car than it is worth, he will total it. Some main things that they look for are deployed airbags and a bent frame. Obviously the older the car the more likely it will be totalled because it will be worth less money. A 10 year old American car may be totalled when just the bumper, fender, and radiator need to be replaced.Where can I look up if I have points on my drivers license?
If the cost to repair the damage is a certain percentage of the car's retail value. That percentage is usually between 60 to 80%; the percentage is calculated to allow for hidden damage not seen by the (relatively) casual inspection by the adjuster, but revealed later when the car is disassembled for repair.I lost my KY license and now live in PA...?
I had a drunk driver run up in my yard and hit my Grand Am and shove it into my 20 y.o. truck. The Car got over $3500 in damage and they fixed it. But the truck was only worth $600 and the damage was over $900 for one itty bitty frickin dent. They wanted to TOTAL my truck. I told them there's NO WAY you're gonna total my dead grand daddy's truck. Your drunk driver hit me! You're gonna fix it! And they paid me. I got a dog and had a huge vet bill and there went half my insurance check. I've still got a dent, but I've still got a truck and drive it every day! Got a great dog too!Is there a law giving a dealership time to void a contract?
They will look at the car and if the damage is going to cost more than a % of the value of the car then they will say that it is totaledok ok HOLD IT HOLD IT. There are WAY too many answers saying stuff about the frame- frames can be fixed and will not neccessarily total a vehicle.
My insurance is 3rd party f+t my policy says i can drive any1 elses car 3rd party only good yah?
The answer is simple:
What happens if I was hit but have no car insurance?
A car is totalled when it cost more to repair the car then to replace it by giving the actual cash value of the vehicle.
At what age does that excessively high car insurance rate decrease for young men?
They look at year, make and model. Then they adjust based on mileage and trim packages and overall condition. That gives them a base "worth" to start with.Now they look at damage and put the damage into their lap top, and they get an estimate of repairs. After subtracting one number from the other, they will have an idea of what they will do, but the chances are they won't tell you at that point. They will go back to the office and download into the main computer. If it would cost more to fix it than its worth, they will total it. If it's on the cusp, and they aren't sure, perhaps they will send out a body shop to hunt for hidden damage.
How do I go about getting a copy of the Title to our home.?
Whatever your friend does for a living, unless he's an insurance adjuster, he doesn't know.
Can I drive my mom's car without being on her insurance?
The year/make/model/mileage of the vehicle, the extent of damage; if the air bags blew; if the frame is bent & if so what kind of frame is it. Bottom line, if the repairs exceed the value of the car...it's a total.More Questions & Answers ...
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