I bought a car and my APR 12.5 % it is a lot when i bought car i was told i can refinance it after while?

Question:
i don;t know after how many months can you help me it is a lot for me
how can i do this

Answers:

Traffic court or pay the ticket?

12.5% is horrible. You must have bad bad credit! (under 720 Fico Score is kind of not good)

What is the meaning behind the DNA double-helix hologram on some US auto license plates?


Yes, you can refinance the car AT ANY TIME after the loan becomes active.. BUT... you will have to give a hefty amount of money cash in order to do this.

Why do health insurance companies not cover pre-existing medical conditions?


Only they can tell you how much you need to give in order to lower your payments because all this depends on how much your loan is for and for how long.

Switched license plates?


Good Luck

Where can you purchase short term insurance in the US?


.

I had to register my truck as commerical. What does that mean besides higher insurance?

Go to www.capitaloneautofinance.com. Click on refinance and they will walk you through it. It is a FANTASTIC company to do business with.

Suspended drivers license from another state?

Yes, that is a fairly high interest rate. They caught you on that one.

Can I get SC insurance with my car registered in MD in my parents name?


I agree with the above poster. Capital One is a good bank to do business through.

Why the hell car insurance prices are SO MUCH EXPENSIVE in here? (USA)?

Try a credit union too. I refinanced with mine and knocked about 3% of the interest rate, and that's going from a new car finance to a used car finance. With what I saved, a year later I was able to just pay the thing off - better than having the debt hanging over your head.

How long do i have to wait to try for my license?

Holy crap, dude! I have a Visa card with a rate lower than that! If your credit is good you can refinance ANYTIME. You just have to find a bank or credit union willing to loan you the money (usually about 8.5%). Here's the rub--make sure the car you bought isn't worth less than what you owe on it. If you are upside-down on the loan you are really screwed.

How long do you have to put in a nofalt claim of a car accedent?

Boy, you just got punked!! by that finance company.

Insurance and driving records?

I have been in the insurance business for 19 years I worked in many dealerships where people with not such great credit were told they could refinance there car loan. This is true but not true. If you purchased the car new that is the best rate you are going to get. If you refinance it later the interest rate will be more as new cars get a better %rate. (A reason to buy new then used) The dealership will not refinance the car for you. You would need to go to a bank and refinance it yourself If you can not pay the rate then fix your credit to get a better rate or get a co-signer.
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