My car was stolen, my insurance say they will not cover lubrico warranty, license & admin fees. Should I fight

Question:
I had 8 months left of our Lubrico warranty I purchased the car in Aug and it was stolen in December. Should the insurance cover the two car payments as well which I had to continue to pay until they offered us a cheque as settlement?

Answers:

my car was rear ended. Can I request car be totalled rather than repaired even if cost to repair is cheaper?

You should be able to get a pro rated refund of the warranty, so that is not going to be something that the insurance company will pay. You are entitled to the reasonable costs of replacement of the vehicle. This includes sales taxes and title fees, and the cost of replacing your stolen tags, and transferring them!

If you sneeze and get into an accident, is it your fault?


The sales tax should be based on the value of the stolen car. For example, if you are paid $10,000 for your vehicle and your state charges a 5% tax you should get an additional $500. If you buy a more expensive vehicle, you have to pay the difference in the price, and the additional tax!

Car accident!!?

I am not sure what a lubrico warranty is but if your payments were monthly and not weekly then you have an issue with the service that you received the insurance company is not responsible for any payments you owe but should have settled your case within a week.Your only option is to go to small claims court.

motor vehicle driving record is deleted what do you do?

Insurance covers the value of the car. If you have gap insurance, it will also cover what you actually owe on the car. As far as the warranty goes, you can cancel it and request a refund. The warranty company will send you that directly. The insurance company is not responsible for the payments you made. The settlement check is all they owe you. Hopefully it's enough to pay off your car note.

Why the hell do we need insurance?? I think its a con to F*** us out of more money what do you think?

Warranties are NOT insured under the auto claims policy. If your company pays actual cash value for your car then in a sense they will pay the two payments -- it will just be in the form of a cash settlement amount for the vehicle itself. As far as title and licence fees you better read your policy -- very probably they are NOT covered in the policy.
Go ahead and fight ---- but I suggest you actually READ your policy first.

What do i need to do to get the title to a dirt bike in ca if i have no paper work on it?

The insurance policy you bought is, in effect, a contract.

Three of my cars were hit by a drunk driver he has no insurance how do i get my cars fixed?


That contract is between you and the insurer and that's all.

MOTORCYCLE vanity plater??


They have NO obligation to do anything other than replace the vehicle at the value it is worth at the time of loss.

I got accident with my brother car , 100 % my fault not insured with him in assurance and i have only learned?


If you owe more on the car, YOU are responsible for that.
Also, the insurer is NOT responsible for any other third party transactions you incurred, like the warranty.

We are gettomg Renters, Car, and motor cycle insurance?


As others have pointed out, the warranty is only necessary as long as you have possession of the car...so since you no longer have the car, you can send the warranty company a copy of the police report and you then should ask for a refund of any premiums due from that point on.
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