Am I allowed to take money from my insurance and keep it and not fix what i promised?

Question:
A few years ago I was in a car accident it wasnt too bad just scraped up my bumper. I filed the claim and got the money. I never repaired it. Today I was in another wreck with a lady and she was at fault. Her car was damaged in the front and mine had a teeny weeny itsy bitty scratch on the opposite side of the bumper. The damage that wasnt caused by the lady was far worse than that.

Can she get her license?

I got a quote and it will cost about $200 to fix it. I am going to charge him directly but if that fails ill put it through his insurance. but i have to report it to mine too. Could they fall back on me and see that the damage from last time is still there?

Answers:

i lost my drivers license and im going out tonight, how do i get into a bar?

No. this happend to me. If you claimed the damage last time they will have a record of it and the money is yours to do with as you please.

what is tax rate for cars shipped from Europe to USA? What are expenses to get American plates for these cars?

when the insurance adjuster comes out they will see that the car had been damaged before and will look passed that section. However if the damage is in the same spot you are likely out of luck.

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Has anyone ever saved money using Geico?

yes

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When to add insurance a newly purchased used car?

Yes

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If i have a suspended license in new jersey and move to pennsylvania can i get a license in thet state?

It's called insurance fraud, and they don't take kindly to it. They will not pay for the same damage twice, and if they find out you didn't do the repairs last time and are claiming them again, they can and will take action against you.

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Does every state in the US require drivers to be insured?

I'm an appraiser.

Can insurance companies bill you for half of the claim and charge the other half to your insurance?

If I inspected your car and found prior damage, I would only allow 50% for the damage on the undamaged end of the bumper as a "beauty allowance".

car accident?

If you told me you had already been paid for the entire bumper, I would disallow it altogether.

How would i obtain a title for my car if concord hasnt sent it to the person i baught it from yet?

How honest do you want to be?
.

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