How likely is it insurance will total my car?

Question:
Drove thru some water and sucked it into the engine and hydro locked it. As far as i know damages are bent rod and electrical.

Answers:

Has anyone heard of courier exchange?

If it costs more to repair your car than it is worth, they will total it.

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Driving manoeuvres?

Totalled

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Oh my God I have no M.O.T?

Well the insurance can't actually total your car unless an insurance agent on duty slammed into you.

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My wife has a mercedes 230 clk...and it seemingly has no place to put a front license plate.?

Usually when cars drive through water like this or are flooded, they are totalled.

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