Someone hit my car & gave police cancelled ins policy & bad phone #, but I have address & license #. Help!!?

Question:
He had been drinking, but told the officer he hadn't when the officer asked. I have his tag, license, pictures of the car,etc. I already sent a certified letter, with no response. Do I go to the police station; can they do something with his license #? Or, is court the next option? Please help!

Answers:

Reckless driving?

Go to the cops. It is a crime to give a police officer false information. You are reporting a crime. Also, talk to your insurance people. Many Insurance companies have investigative departments. They may want to check into it, as they don't want to get ripped off for the cost of any repairs. Also, IF the address is correct, you may be able to take the guy to small claims court. Filing a claim with the court may allow you to have a Sheriff deliver the paperwork, and they know how to find people. Finally, if you do go to court, and the person has been properly notified and fails to appear, you win by default. Good Luck!

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Getting a permit?

File a follow on report of the accident, which I'm surprised the police haven't had that info on him already. If not, then time for action in court. Also, did you contact your insurance about this issue?

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Is my car insurance co. trying to "buy me off?"?

I assume that you have insurance. In that case just give the information to your agent. The insurance company has all the power and channels to resolve the situation if it can be resolved, and they want to resolve it with out paying out themselves.

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How do you prove your No Claims Bonus?

Do you have Uninsured/ Underinsured Coverage if you were hurt?
Comp and Coll. for your car's damage?
If yes on either of these, than your insurance company will likely write you a check and attempt to sue the driver themselves. Give your agent a call and explain the situation.

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Is the amount owed for car insurance different for different types of cars? truck,sedan,convertible?

Why bother to have insurance if you don't want to use them to help you in this situation? Do you really think your rates will increase for a no fault accident? That's why you pay for insurance. Turn it in and have them contact his insurance to get you paid.

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Geico...do you need a therapist after a claim?

You have 2 options, and only 2 options.sue the guy or notify your insurance company and let them deal with it. And since you're asking I'll tell ya.notify your insurance company, that's why you have insurance.

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If you took Drivers ed in a different state and you moved do you have to take it again?

Again; different laws for different states. Is there a court date? if so you need to bring these facts up in court. You should call the officer who took the report and tell him what has happened and see if he will do something. I assume you have mandatory ins laws; if so, fill out state report and he will get his license suspended until he pays you. Uninsured motorist wont help; that has to do with injuries, not collision..

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