Question:
When I travel on business for training my company asks me to rent a car and then share the car with my team. Often times the guys are just going to dinner or to the store but sometimes they are going to a bar or club in the evening. What happens if one of the guys is borrowing the car and gets in a wreck?
Answers:
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If neither of these are the case, any additional drivers normally must be listed on the rental contract. The vehicle is uninsured if the driver is not listed on the contract. To keep yourself protected, insist that any additional drivers present their licenses at the rental counter and be added to the contract and do NOT allow anyone else to drive the car.
How much my insurance will go up?
Their names should be listed also on the rental agreement as drivers.I believe that when you rent a car the only person insured is you and anyone you list as a driver. So im pretty sure if anyone who is not listed as a driver gets in an accident there will be no coverage. You have to be VERY careful when using a rental. If i were you i would ask the rental company. Because if anything were to happen ... you would be responsible.
If this guys are not listed has drivers then your the one in trouble. Usually for the company that you rent the car from offers insurance (liability or full coverage) you choose, if the additional people (team)are not listed in the drivers then your the one that is taking full responsibility.If they are listed you do not have to worry about since their the ones that wreck the car.
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if he is not registered as a driver of the rented car and it is found that he is drunk will my friend you are f+++++....get out that check book because you are going to pay (or someone is)
if he is registered then your credit card will cover the cousts as a gerintee but your rates may go uuuuuup.
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If you purchase insurance with rental company make sure who ever drives it is listed on the contract when you pick the car up.If you don't purchase the the insurance with car rental company than your responsible for the car no matter who drives it.You would have to make a claim on your own insurance.need blue book value on 1999 mecury cougar?
What everybody else said, AND then your company is responsible to pay you for any expenses that you incur because they requested that you share it with the team. However it is your responsibility to insure that the companies liabilities are kept to a minimum when you get the insurance by listing every driver on the contract. Is it a company contract, or a personal contract that you are reimbursed for, either way don't go cheap!can i get a car insurance cover note but pay in 2 weeks time?
I agree with all prior posters (first time ever on this site).Rule of thumb is to declare to the Rental Company all drivers because if someone that hasn't been declared, wrecks it...you could stand to be liable for any damages.
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Check with your HR department or your purchasing department to see if your company has the relationship mentioned earlier because if that is the case you will have a lot less to worry about.
Make sure you know the rental car company's policy on extra drivers and your company's policy as well. Make sure you only allow drivers on the agreement to operate the vehicle.
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Your company might have insurance and they might pay any claim.
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Know what your insurance covers, ask your agent.
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If you are using a company credit card they might provide supplemental insurance for you and any employee of your company operating the vehicle.
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The insurance the rental company offers probably won't cover your employees when they run into a parked car after having too many beers.
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It depends on the state/province and the rental agreement. Many companies require listing of all drivers. Some don't. I have never had to list my wife, for example, on any rental in Canada. As long as the driver is qualified and authorized to drive that class of vehicle, and is of the minimum age for the base insurance, there is normally not a problem. You should really check the contract each time, and, if you are told the extra occasional driver does not have to be listed, have it circled or written in on the contract to protect yourself.More Questions & Answers ...
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