Will I receive some of my premium back if the Insurance Co w/off my car? (UK)?

Question:
I had an accident a couple of weeks ago. I lost control of my vehicle on a country lane. The amount of damage to the vehicle is considerably more than it's value so I know that they will write the car off. My policy document states that they will cancel my policy if the insured vehicle is written off. Will I get any of my money back? The company involved is Admiral.

Answers:

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That's the way it works in the U.S.. You no longer have a policy, so the unused premium should be returned. If the policy covered multiple vehicles, the policy would have to be adjusted to remove the demolished vehicle, so your premium should go down - but you might lose a "multi-car discount."
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