Question:
Does it have a limit on the amount of reimbursements I can send?It says, "We will pay personal injury protection benefits because of bodily injury resulting from a motor vehicle accident and sustained by a covered person. Our payment will only be for losses or expenses incurred within three years from the date of the accident." When I was talking to them on the phone, she said there was a limit of $2500 of the amt of reimbursements but this doesnt say that.
Answers:
The policy contract is the document that explains what is covered, what isn't, what your duties are, and what the company's duties are. Specific coverage information is found in your policy documents that you are free to request copies of or view online if possible through your company.
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personal injury protection - call your auto insurance agentThe liability coverage on your car covers claims by third parties -- basically the general public at large. It does not cover the driver, and may not cover the passengers in your car.
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PIP pays small medical claims for minor injuries, generally to anyone in your car including the driver. Most insurance companies also offer Medical Payments (MP) coverage that picks up where PIP leaves off.
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Either or both of these may be mandatory or optional depending upon state law. It's common for them to be "mandatory options" which means you have to request in writing that they be deleted. That's a good idea if you already have comprehensive medical coverage through another source such as through your job or medicare.
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If you have the coverage, the coverage limits and the cost will both be listed on the coversheet for the policy, along with all other coverage(s) that you have. It doesn't matter what anyone tells you on the phone, the coversheet rules. If it's not listed, or it's listed without a premium amount, then you do NOT have the coverage. If it has some other coverage amount (with a premium listed) then that's what you have regardless of what the phone rep tells you.
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this is personal injury protection coverage - also known as no-faultcall your agent for full explanation
ITS PICTURE-IN-PICTURE INSURANCE. IF THE PICTURE-IN-PICTURE FEATURE ON YOUR TV SET AT HOME GOES OUT, THEY WILL PAY TO HAVE IT REPAIRED
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