Question:
one contact their insurance company to stop month insurance premium until able to legally drive again? Apparently, the insursance company is not aware yet. But an Sr22 will have to be presented to the state to get the license back. Basically, should one continue to pay the premium and then contact the insurance when the probation period is over? Or should one notify the insurance company now and tell them the date the Sr22 will need to be filed (i.e. keep paying the insurance though not driving and have them send the Sr22 when the ability to drive is reinstated). Thanks
Answers:
What auto insurance do you have and how much does it cost, what is the deductible?
Find out if the company that you are insured with will do an SR22 filing. Not all companies will insure you after a DUI. If they will do an SR22 and your car will not EVER be driven during the next three months drop as much coverage from the policy as possible. Delete the liability coverage. If you have a loan on the car you will not be able to delete the comp and collision. If you don't have a loan, delete the collision coverage. When you are able to get your license back, call the company, have the coverages put back on the car and ask them to file the SR22 for you. If you cancel your insurance when you go to get insurance again the premiums will be much higher because of the DUI and also the lapse in coverage. If you have a good agent they will be willing to help you out with this.does pass plus help new older drivers with cheap insurance?
one do not take the breathalizer do not take the roadside sobriety test. when you go to court have a good attorney, they have no evidence. don't worry about the insurance company, if they find out, they will notify you. if not its cheaper in the long run...all the charges and stuff that they will add on and the high risk and stuff. if you tell them, they will cancel or go up on your rates. play stupid, let the ball bounce around.....good luck.Is 500 a month normal for motorcycle insurance?
If the company is going to continue to insure you, you can ask for an abeyance in premiums for the time that you are not driving....but after that....when you are approved to drive again....expect a big, big increase in premiums.How do i register a car with the title to it?
the little one month you saved not driving will be eaten up in the first hours of your new premium price when you get to drive again....if you get to drive again.
I was in a wreck that wasn't my fault can I get the other insurance to pay for depreciation?
Insurance company will not know that your license is suspended unless you tell them or if they run your driver's license report. This report is usually run yearly.Can I let my friend drive my car?
Why didn't you just take the breath test? Not taking the test is pretty much an admission of guilt and frowned upon by the court and insurance companies.
Do you need the comprehensive/collission coverages because the vehicle is financed?
If your insurance is liability only why don't you "de-register" the car and suspend your insurance until your license suspension is over and then re-start your insurance policy and your registration.
I need to get insured on my 1st car. Whats the damage approx?
If your car is registered and being driven...someone needs to have insurance on it.
can I buy and drive a motorbike in London with a Spanish driving licence?
Fair warning...if your license is suspend you are not going to covered under your insurance and most companies will cancel your policy if they find out that your license is suspended.
Contact your agent and ask him the last time you driver's license report was run.
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