Is someone (without insurance) who has a license allowed to drive under their parent's insurance in Nevada?

Question:


Answers:

Is it against the law to drive with no car insurance?

Oh my goodness! I have answered this question I think about 25 times this month alone! Insurance follows vehicles, not people. If the car you drive is insured, and you have the owner's permssion, then you are covered under the policy. If you live in the household with your parents you are automatically considered an insured. There are sometimes exceptions, but that's how it works generally and that's everywhere. If your parents added an endorsement to their policy excluding coverage for you, then in that situation, you would not be covered and the damages to their vehicle would not be covered.

When in a parking lot on New Years day at 4:30 AM, a car backed into me and slightly damaged my rear bumper.?

Don't know about Nevada but they can in Georgia.

dmv county codes on driving

Yes, with their permission, however they should add you to the policy to be completely safe. Remember, insurance follows the car, not the driver.

Buying an used car previously history of Fleet/Rental Title?

I lived in NV and had to drive my co-worker's car to work for him. (He had a DUI and couldn't drive on his carpool days). His insurance company said it was the car that was insured so he didn't have to add me to his policy. That was over 10 years ago though so it could have changed by now.

where can i get a free mvr report from?

No. Anybody that lives in your parents house
must be named on their policy to be covered.

Will My Insurance go up?


NOTE: this varies from state to state. The advice from somebody in the southeast is obviously meaningless in Nevada. Call your insurance company and ask them.
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