Question:
I had a car accident yesterday. Nothing major. I was driving along a street and a guy opened his door, as I was not paying attention...I hit the guy's door. Nobody was hurt. His door will not closed and it is pretty banged up. My hood will not open, the light is out.
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My dad says I will have to stop dirving as insurance will be well over $3,000 a year. This is my 2nd accident since I was 15, Im 18 now. The first accident was very minor. It was in the same exact spot and all I did was dent a vent just a little with my side view mirror.
So, guys...How much do you think the insurance will be? I am paying about $800 a year now. It is a 1991 Toyota Camry. The car I hit is a 1990 Buick Lasabre. Any help or suggestions is appreicated.
Answers:
If you have a car and the rego is more than three months overdue?
You may want to just pay for his car door out of pocket to keep the accident off of your record.how can i find out about whether a car is taxed and who it is registered to?
A number of factors can affect the cost of your automobile insurance. Age, make and model of car, driving record, purpose the car serves, where you keep and drive your car, and your credit rating all affect insurance rates.
do you have to renew personal number plates every year?
Ways to lower your rates:
There are a number of things you can do to lower your rates. Here are some tips:
1) Choose an automobile that is inexpensive to insure.
2) Ask your insurer if they offer any discount plans. Most insurance companies have both vehicle and operator discounts.
3) Raising your deductible can lower your premiums. Make sure you can afford a higher deductible.
4) It pays to shop around. You can often find policies that vary hundreds of dollars for the same coverage on the same car. Try an online service that will give you multiple quotes from top companies.
5) Drive defensively.
6) Improve your credit history.
Cheap car insurance is best found by investing time, educating yourself and comparison shopping. To get multiple quotes at once from top companies go to:
Can you have a car insured under someone other than the loanee? How?
http://www.insureme.com/landing.aspx?ref...
(91% report saving money after getting multiple quotes)
How much does it cost to reg ester a Toyota p.u. truck in Port Charlotte Fl.?
You will get multiple quotes from top companies such as Farmers, Allstate, State Farm & many others. Once again, shop around, get multiple quotes, and learn all you can about a policy before you buy car insurance.
Car accident, and car totaled. Bought a house and now cant get financing on a replacement car??
Ron @ InsureMe
my car was hit while I was parked, the engine was off and the keys where not in the ignition.?
If you live in NYS your screwed. SorryRental Car after accident, how long should I have it?
It really depends on your insurance policy, how long ago was your other accident and the insurance company's policy on repeat accidents.Burned truck and fart problems?
You can always call your agent and ask him what would happen. If you have the cash in hand, get the repairs done yourself without involving the insurance company at all.
My guess is the accident you had when you were 15 is no longer being surcharged on your current policy as it is usually charged for 3 years. Plus paying only $800 a year when you're 18 is almost unheard of, even if you are under your parent's insurance. Most insurers have tiers as to how much of a surcharge you'd be charged, which is based on the amount paid out in damages for the accident. The insurer I write for would give you a surcharge of about 40% for the next 3 years, or roughly another $320 a year in premiums. Some insurers will charge less, some more and you won't know until you get the bill on your next renewal.
license plates vin number question please help?
Thats pretty bad..I was in a bad car accident 2 months ago with a brand new audi, I got t-boned and rear ended...not my fault. Insurance didnt total my audi and I just got my 2007 statement it went up $450...my first accident ever and no points on my license...u may be in big trouble. Multiple accidents within a span of 3 yrs will cause it to go up a LOTcar totaled was not at fault does there insurance have to pay replacement cost or just loan?
If you can Fix the damage yourself. Did you get a police report? If so, this collision is already on your record. It may be time to shop for another insurance company or another vehicle.can a auto reposser take my vechile from my garage?
Good luck.
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