My sisters car was totaled by another driver his fault can the insurance company make her pay her deductible?

Question:


Answers:

What auto insurance do you have and how much does it cost, what is the deductible?

NO, it is solely the responsibility of the at fault driver. Do not let her get scammed. Her insurance company is not having to pay anything out so therefore she should to have to pay anything as well.

what should I expect for an auto claim for facial scaring and back and neck problem?

It all depends on the state you live in. You should give more details when asking.

Once you've paid your car off and receive your title does your insurance go down? shouldnt you pay less?

My car was horribly damaged in an accident right before new years, the other driver was cited and I still had to pay that wonderful 500 deductible.

can insurance companys find out if your lying?

If the other driver's insurance pays for the damage, the deductible is not her accountability. If her insurance covers it then she is accountable for the deductible. I dirve 30,000 miles a year and have been hit 5 times. I've always called the other persons insurance and never mine.

what to do when in an accident with no insurance?

Are you saying it was his fault or has it been ruled that way by the insurance companies/police? Whose insurance is paying if it is hers they may ask for it but if it is really the other guys fault they should be able to recover it from his insurance if he has any. If it is clearly not her fault you should be able to waive it but if it is a gray area you may want to consider backing off. If your insurance company decides to withdrawal paying how much will that cost her? Lawyer fees, paying for the repair up front until the matter is resolved all cost money. If the repair bill is considerably more than the deductible and there is no clear ruling of fault by the insurance companies/police then you might want to pick another battle.
Good luck

Has anyone else received this email about a class action law suit against Carfax? Is it ligitamate?

if the vehicle was totaled, she should get the value of the car minus the deductable, that's what it would be from her insurance. That's how insurance works.
she won't have to pay anything out of pocket, she should just get what the car is worth from the other guys insurance.

on a car insurance quote,it said that due to my age they were unable to include cover for me to drive othercar

Yes, and apparently is asking her too. And if you ask they why, I would bet they would tell you.

Unregistered Car?


Are you in a no fault state? Did the at fault driver have no insurance? If the answer to either of those questions is "Yes" then probably your insurance is footing the bill for repairs, and you would have to pay the deductible. If they ever collect what they are out, they will pay you back, or you can take the at fault driver to court to get your out of pocket exprenses back if you'd like.

If I have a car rego number can I find out the name of the car owner on my own or is it protected by priv laws

Any time you make a claim thru your own insurance company you will have to pay the deductible. If your sisters company feels that she is not at fault for the accident they will subrogate against the other persons company. That just means that they will ask for the money that they paid out along with your sisters deductible. When they get it back, they will send her a check.

If i have a suspended license in new jersey and move to pennsylvania can i get a license in thet state?


It doesn't make any difference who is at fault for the accident, if you make a claim against your own company you are ALWAYS going to have to pay the deductible.
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