How much my insurance will go up?

Question:
I had an accident which totaled my car. I am 100% at fault for that accident and my car worth 15000$.
I have clear driving record and no tickets in past two years. How much will my insurance go up I am paying 900$ for six months

Answers:

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A decent amount, probably add another $100 to that 6 months, maybe less.

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Am I allowed to take money from my insurance and keep it and not fix what i promised?

It really all depends on the insurance company. If it goes up a ridiculous amount you always have the option of switching companys. Sounds like you're paying way too much already anyways.

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