How can I be exempt from liability insurance?

Question:
I was reading that there are certain exemptions for liability insurance. What are the conditions of exemption in the state of Texas? I couldn't find anything useful in a search.

Answers:

My insurance comp filed an SR-22 for me. How long do I have to wait before my license becomes unsuspended?

Usually you can be exempt by providing a certificate of a bond that proves you have the means to pay a judgement against you.

when the insurance co totalls your car what is the amount in the kbb that they will give you?

This doesn't work in all states. Some states that aren't true 'compulsory' auto states are what are called 'financial responsiblity' states.

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If Texas is a 'financial responsibilty' state, then you can opt out of liability insurance by proving you have the finanical reponsibility to pay a claim.

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