When you give a deposit for car insurance do you get that money back?

Question:
What does the money go toward? Will it go to your payments eventually?

Answers:

Do they give pee tests or hair tests for CDL?

A "deposit" is the first premium installment, it can be anywhere from 1 month to the full term (6 or 12 months). In insurance, you always pay ahead. It doesn't usually include an installment fee (some companies do charge on the first installment). The only way you get the money back is to cancel the policy "flat" which means cancelling on the first day of the policy which in essence means the policy never existed.

Are those 1-800-Ask numbers worth calling if you are in an accident?

You don't make a 'deposit' on insurance. You make a payment towards the estimated cost of the policy.

I lost the title to the car ?

It goes towards your premium.

How long they take to issue the pass plus certificate after sending the training report?

Most companies that state that you are making a deposit are normally just prebilling. Similar to paying first and last month's rent, if you are paying more than the first month and any new policy/registration fees with the company, then it is going towards the next month. I know the company that I work for bills 2 months in advance where other companies bill for the upcoming month and others bill for a month and a half
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