Question:
I recently got into a hit and run accident. The other driver left the scene, there were no witnesses. A police report was taken and an ambulance checked me out. Insurance company (geico) said it was a total loss. The car was financed and they(geico) will be paying the bank for the total cost of the car. Besides the car being paid for, what else would I be compensated for? I already sent in my no fault benefits form. This is the first time I have been involved in something like this. Thank you!!
Answers:
Is there a insurance that can tell me my quote before i buy my car.?
as your insurance company stated, they will pay your total loss for your vehicle. your medical bills will also be covered through your insurance. however, you will be out of pocket for your collision deductible and any deductible you have for your medical coverage...these are things your adjuster can answer. also, depending on your state, you may be able to recover lost wages. as for your out of pocket...you won't be able to collect for this under umpd (uninsured mostorist) or uimpd (underinsured motorist) because in order for this to be used you must be able to prove that the individual who hit you does not have insurance or is underinsured. however, your incident was a hit and run...you cannot prove this as you don't know who hit you. sorry...but at least most everything else will be covered for you.Drivers liscense? please answer?
Your no-fault ("Personal Injury Protection" in some states) insurance should pay for the medical treatment you receive. Depending on your policy (and the laws of New York), you may be entitled to money if you lost time from work under this provision of your policy. If you have other insurance, such as Uninsured/Underinsured Motorist (UM/UIM) you may be eligible for pain and suffering damages.What's the least crowded dmv office in New York?
They will cover cost of the current value of your car and your medical bills.Can you get money off your homeowners insurance for an auto accident?
warning: If your health insurance also pays the medical bills, you can't keep both; that would be insurance fraud.
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