How long does an accident stay on your driving record, for insurance only?

Question:
I HAD AN ACCIDENT 3 YEARS AGO AND WAS TOLD THAT AFTER 3 YEARS IT SHOULD COME OFF MY RECORD AS FAR AS GETTING A NEW INSURANCE POLICY. I HAVE BEEN LOOKING AT QOUTES (I PAY WAY TOO MUCH RIGHT NOW), AND THEY ASK IF THERE HAS BEEN AN ACCIDENT IN THE LAST 5 YEARS....PLEASE HELP!

Answers:

About third party liability insurance law in Egypt?

Insurance companies are permitted to set their own guidelines. Some will give claims-free discount after 3 years, some after 5. Some may even give a small discount after 3, and full discount after 5. Even those that give the discount for 3 years are entitled to the information, and you have to give it as a matter of disclosure or your policy can be voided if it comes up later.

do you know how to get a person's name/address/phone number through a car's plate number for free?

forever

If I don't have insurance and I cause minor damage to a car, what will happen?

It stays in your records forever! I am not kidding. When I have my car accident the second time just last year, the police officer check my record and see that I used to have one before 7 years ago.

Where i can find the cheapest car insurance rates for my 18 year old daughter? What I've seen so far is 2 $$$$


It is really suck. All freaking policy bastards want to keep file of every citizens.

Car Insurance in the UK for Young Men?

in most states the limit is three years but some states may vary in the time limit also if you was sued due to the accident the time limit might be longer. u check at your court house and they will be able to tell u. also the insurance company should be able to tell u why they are asking for 5 years next time u get a quote ask them.

drivers license question?

In my state, it's 5 years before the insurance company will reduce your rates. Some types of infractions stay for 7 years.

Auto Insurance?

The points you get on your drivers license usually go off in 3 yrs, if no new offenses are incurred. But the accident can stay on for your insurance purposes, for as long as the insurance carrier wants to keep them.

where could i get a form for a replacement Ireland driving licence?

I'm not positive, but I do think it is 5 years -- sorry!

I have a lease but want to move to England, any advice?

It will stay forever. It doesn't just automatically vanish after a certain time period. The real question is, how long will the insurance company look at it, and the answer is it depends on their policy. They CAN look for 7 or 10 years if they want. The clue is in their question "Has there been an accident in the last 5 years?" Sounds like your insurance policy looks at 5 years.

My car, house, and driveway got hit with paintballs last night, what is the best way to go about cleaning?

most companies 3 yrs, but some violations could be counted as long as 7 or 10 yrs if theyare really bad

Where can I find laws on car ownership in Mississippi? If the title is in my name can I sell the vehicle?

It is always on your record. It is up to the individual insurance company whether or not you are charged for it. Different companies have different standards. The one I work for checks your driving record for the past 7 years.

I got into a car accident about a month ago. HELP!!?

They may ask about the past 5 years, but only rate you as a high risk if it's been less than 3. It's always on your record, but the question is whethe company insuring you wants to rate you based on the past 3 or the past 5 years.

i have 1980 forklift ticket is this valid?

about 7 years
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