Question:
A little over a year ago, I was I got into a fender-bender in Alaska in a car that was owned by a friend of mine. The insurance covered all of the damage sustained by the other car in the accident, but, because my friend had liability only, it did not cover the damages to the truck that I was driving. It was a very minor accident, but caused substantial damage to the car I was in. Fixing the damages is estimated at $2,500 or more. I was not aware that the car that I was driving did not have collision insurance when I was in the accident. Am I responsible to pay for all of the repairs done as a result of this accident?
Answers:
Does any job need to see proof of car insurance?
If you have your own car insurance with collision, turn it over to them. Otherwise, it's between you and your friend.Does Anyone know if Ohio Traffic Violations will transfer to Texas?
Legally, no. Your buddy assume the risk when he let you drive it and he is responsible.When there is a car accident does the drivers insurance company pay if there is alcohol involved?
On the other hand, your buddy let you use the car, so even though you didn't know it had no comp insurance, you should offer to at least pay for some of the damage, if not all of it.
Who would you contact about collecting on my gap insurance?
I don't know Alaska law, but I'd suggest so. It sounds as though it was your fault. If you have your own auto insurance, this should be covered by it (again, I have no idea about Alaska law - I live on the opposite side of the country and it's been a few years since I was in the insurance biz).Contact your claims department. Don't ruin a friendship over a silly auto accident.
If I get three points for speeding do I have to tell my insurance company?
Yes, you may be, should your friend decide to sue. It can be argued that your friend assumed such a risk by allowing you to drive, but that argument isn't likely to fly. If you have insurance, YOUR insurance may have to pay for it. It depends on your policy. I lived in AK for 16+ years. I wish you the best, but you might want to set up a payment plan so that you don't have to go to court.More Questions & Answers ...
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