Dumb Question!?

Question:
After all of those yrs. that you pay car insurance, is it true that the only way that you can get that money is to get into an accident? Or do they give you the money back after you no longer have the car? I don't know about car insurance so please leave the ignorant answers to yourself. Serious answers only pls.

Answers:

Please help I have a car insurance question I'd really appreciate it.?

they give little to nothing back to you ever. it is only now that some companies are starting programs to reward good driving. i also think that a driver doesn't deserve to get all thier money back because insurance is a service you pay for. just in case, knowing you have yourself covered in case of accident has to be worth something and anything worth anything at all is not free. i do however think that more rewards should be given . ive been paying insurance for 22 years now and have no claims on any policy i ever owned so i'd like to see some back myself.but it wont happen. good luck and drive safe. do anything you can to get discounts on your insurance and try to get involved with a company that offers good driving incentives.

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I have a $7,000 + in parking tickets. How soon after I file banruptcy can I get my license back?

No you don't get your money back after selling the vehicle. Think of auto insurance just like your health insurance, the only time they will pay out is if there is a claim.

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will i lose my no claims bonus if my car isn't insured for 18 months or more?

No, that's not true. You pay to NOT have to use insurance (basically). You pay for it to cover damages to others when you are at fault and you pay for yourself if you buy the coverage. You don't get it back. If you have an accident you're not being paid out of your own premiums. Insurance premiums go into a "pool" that all people pay into basically and that collective money pays claims. So your $ has already been used to pay claims when you think of it that way.

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Heating for motorhomes?

You never get your money back. When you get a new car, insurance is carried over from your old one. I hate insurance laws.

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