Question:
when is a good time to just have liability coverage on your vehicle? Is full coverage be the best option?
Answers:
What do I need to do to put my car into my name?
No its not worth it. I assume its fully paid off, because if it isn't you have to have full coverage in most states. Or if its a expensive vehicle or an antique I would keep it fully insuredRegistering your car in California?
as soon as you pay it off thats what i would think.Uninsured and underinsured what exactly does that mean?
10 YO vehicle?? Oh hell no.. Laiability is all you need.. full coverage on a 10 YO vehicle might get you back a $1000 at best.. they will only pay out current bluebook value at best...Have you ever had a suspension for an insurance lapse in NY?
Thats just silly to keep full coverage on something that old unless its a collectors car of some sort... (which I'm guessing its not... Dump the FC...
Has anyone insured their car with Privilege?
Ask your self this question? Can I afford to go out right now and buy another vehicle without a trade in? If so, then it is far better to save your money in the bank than pay for full coverage(comp & collision)Find out the cost. Find out what your car is worth.
Example 1:
Car worth $2500
Premium cost $300 per year for physical damage coverage with a $500 deductible. Worst case scenario and you total your car, you get $2000 minus the $300 you paid for the coverage. What is the chance that you badly damage your car? Every year that passes by, you are out more money and your car value goes down.
How do you reinstate your driver licence once it is revoked from the state of arizona?
If your car is worth $2500 or less, it just isn't worth it. If your car is worth more, figure out the amount of time it would take to save enough money in premium to balance out the worst case payout for the car.
I need to know which car insurance is both reliable and affordable?
Most insurance companies don't like to put comp, and coll on a veh that is ten years old, or older. But if its paid off, and your not required to have comp, and coll then just go with liability. I mean if of course you get in an accident, and can afford to fix it yourself. If you were to get an accident, and total the veh you would only get a couple grand for the car, basically what ever fair market value would be for it.. But depending on what state you live in I would recommend keeping at least comp on there, at least that way if you hit a deer, or a tree falls on it, or hail damage, or it gets stolen, then you would have some type of coverage.. Collision is the most expensive part of someones insurance so if you drop that then you will save a lot each month...More Questions & Answers ...
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