Question:
Ok so it was snowing pretty badly last month here in Utah and I was driving along and the driver to my right (was slightly ahead of me) and as I approached and began to slowly pull ahead of her on her left she switched lanes (while I was in her blind spot, at least that's all I can presume) and we pretty much hit side by side. I lost my right side mirror and she lost her left side mirror but her door was all jacked up too. So we pull over and call the highway patrol (we never spoke to each other) So he comes and tells us we're going to go over to mcdonalds at the next exit to fill out the report. So we fill out the reports and turn them into him and then he's like "You know she said YOU hit HER." ugh! So I asked him, "So what happens now if she's lying and there were no witnesses?" And he said that it will basically all come off of his report. So his report comes out ten days later and it's in my favor! Then I call her insurance company and they still won't pay! Help me. :o(
Answers:
If I move to another state - how long will my previous auto insurance be valid?
You're getting some lousy answers here, I'm afraid.Can I continue to make payments on my car and keep it if I recently lost my license?
In insurance negligence parlance, this is called a "driver vs. driver" situation, or "word vs. word." At issue is who had right of way vs who changed lanes, which cannot be determined by the damages. The damages only prove how the cars met, not where they were on the road.
Is it illegal to drive without a bumper on a car in California? if so why?
The police report is only a tool for the other carrier, and if their insured is vehmently insisiting it's not her fault, they're obligated to believe her.
If your damages are under your deductible, your insurance company cannot handle this for you, unfortunately.
2 Registration Dates - when is my MOT due?
Keep a log. Keep a file with the following: Your estimate, your car photos, the police report, any and all paperwork received from either insurance company.
What Questions do they ask on a learners permit exam in iowa?
Call the other insurance company. Tell them you want a liability decision in writing or a reason for the delay in writing. Follow up your conversation with a letter. Save all names and dates.
Are there any auto insurance companies in the state of Virginia that offer glass coverage?
They may deny you, and if so, it has to be in writing. If that happens, call your local magistrate or district justice ASAP. Talk to the clerk - they're usually wonderful - and explain you need to file small claims againt the other driver (NOT the insurance company) for this accident and ask them how to go about it.
When you file and list your damages, make sure you ask for rental for repair time (total labor repair hours divided by 5 = days to repair x reasonable $ figure for a daily compact car, assume 25-30$ a day.) Also make sure you add in the court courts.
My Ohio license plate tags have expired,what is the grace period to renew them?
Then you get your day in court and a judge gets to decide who's telling the truth. Bring all of your documentation and be the calm, cool, collected and PREPARED one.
How long do you have to wait to renew your drivers license after you paid your surcharge to the DPS?
If you win, her insurance company will pay.
I was driving/plowing in the snow and rolled back on a hill into another car who is at fault?
This situation always stinks, I'm afraid. And it happens all the time. Glad everyone's ok.
Anyone in colorado who took the driving premit test??
Tell your insurance company. They will get their attorney to handle it.foward them a copy of the report. whatever you do, do not put a claim in on your policy. especially if the cost of repair is less than your ded.
I am looking for my auto insurance statement so I can see if my husband paid our insurance?
Request that your insurance company adjuster do a recreative investigation based upon the damage of the cars. I had a swoop and stop happen to me in Portland, OR by some freaking illegals. I had my insurance company recreate the accident that showed they were at fault and the other company had to pay.I live in texas, and I was wondering what steps i have to take to get my license?
the illegals ended up with a crushed Thunderbird for their troubles. I hope they were deported
College Auto Insurance Question?
It's up to YOUR insurance company to negotiate with hers. It's what you pay them for.If i goto truck driving school when would a be required to take my first drug test?
Good for you, call your insurance company they will get all the info and get your car fixed plus they will contact HER insurance company for reimbursement. If your agent doesnt' do this, find another agent.Ask the other driver and her insurance company if they are willing to take a lie detector test. Your only other option: sue the other driver in small claims court. The District Justice usually finds in favor of the person paying the filing fee.
I've been through the same nightmare. Her insurance company is just playing hard ball with you. They figure you'll either give up or not know what you CAN do. Call them again (and write everything down, who you spoke to, date, time, #, etc.) and tell them you demand to know the status of your claim. If they still do nothing, then you can file the claim with YOUR insurance, tell them you were not at fault, they will want your statement over the phone (they'll record it) and a copy of the police report (at least you have that!). They will pay for your repairs minus your deductible and then THEY go after her insurance company. They're relentless too! If it's not your fault, it will NOT count against you. The only thing you have to lose by filing through your company is that if you have a large deductible, well, then that's out of your pocket up front. They will collect the total from her insurance company and/or HER! In my case, the guy that rear ended us had let his insurance expire. So, they didn't want to comment and just kept giving us the runaround. In the end, our insurance fixed our car and they went after him for the payments INCLUDING our $1,000 deductible. We got every dime. Good luck and I hope this helps!
Why are number plates white at the front and yellow at the back?
Stop talking about it. Speak to no one except your insurance company. Explain it all to them and let them deal with it. Provide them with all the info though, and make sure they get the pd report asap.Car accident no police report!?
DO NOT SPEAK TO HER INSURANCE COMPANY! Your companies job is to protect you, let them do it before you mess something up (they know the law, you dont-they will win if you arent careful)
What happens when auto accident is not your fault but considered "no fault?"?
Get an attorney and go after more than damage to the car.What would you do if you were being threatened?
It will be decided in court. His report is only his opinion and it doesn't mean much since he is just taking her and your word. Hopefully you have insurance. It is normal for them not to want to pay. Your insurance company should take care of it. You may have to sue her.What would be the best car insurance to get?
Your insurance company should pay for your damages and then go after her insurance company for their money. If that is not how it's going consult with an attorney. Usually consulting is free ( first visit.)Is the insurance company responsible?
The only correct answer is ohso_quiets. Her insurance company is going to believe the story that she is telling them just like yours would believe you. You will have to take this to small claims court. Make sure you have pictures, 2-3 estimates and keep calm.Does anyone out there have aig car insurance? What do you think of it?
My advice would be to file a claim with your own insurance company, but its Farmers. When you call them to file a claim if its not your fault they tell you to call other persons insurance. But still I would recommend filing with Farmers, and see if the adj from there can give you any options about seeking reimbursement from the clmt's insurance. Most likely they will not want to file a claim because the damage is less than your ded. But if the police report says that the other person is at fault then her company has to honor that, and take the claim from you.. U can always appeal it if they say no again, otherwise contact the insurance commissioners office in your state, and let them know the situation. It is a tough situation because the damage is less than you ded, and even if was right at your ded amt, then even if you filed with farmers, and they subrogated against the other insurance company its not a guarantee they will be able to get your ded back..The insurance company will investigate, but won't make a decision based solely on the police report, which is the problem you're having now. It's a driver vs. driver dispute and they've decided that the police report is not enough to pay off of. So your choice really is to file a small claims court suit since you can't get your insurance to pay for it due to your deductible. That is, of course, if you've already called the adjuster's supervisor or manager for a better explanation. Otherwise eat it. That's a shame, but very, very common.
Personalised number plates..cool or naff ?
You have to PROVE the other driver is lying, and without hidden video or a witness, you're swimming upstream.How old do you have to be to get your temporary license in the state of Ohio?
Your adjuster at Farmers must be new. Here's the process:
Do I need car insurance if my car is not used?
IF your damages are over your deductible, even if it's by 1 cent, and Farmers pays towards the repairs of your car, they have assumed YOUR subrogation rights, meaning, you have transferred your right (if you will) to sue the other person over to Farmers. They will proceed with the subrogation process, where the ask the other driver or their insurance for reimbursement of ALL monies paid (your deductible included). If the other carrier denies liability, Farmers can proceed to arbitration, where an independent 3rd party reviews Farmers evidence and the other person's evidence and makes a decision. Farmers could win or lose, it all depends on the strength of their evidence.
How Can i reduce myself of getting shocked very time i am getting out of my Car.?
As an arbitrator when I'm reviewing these cases I side with whoever presents the strongest case. But it comes down to the statements and who is more credible and who's version is most likely accurate given the evidence.
Statute Of Limitation For A Auto Accident In Texas?
IF your damages are below your deductible, you are responsible for your damages and proceed to small claims (but I wouldn't go there until after the repairs are done). However once the repairs start your FINAL estimate may be higher than your deductible.if that happens, re-read what I just wrote.
More Questions & Answers ...
This article contents is post by this website user, CarQnA.com doesn't promise its accuracy.