Question:
The question is when I call my insurance company, do I explain to them I got charged for leaving the scene of the accident when it was just to seek help? Or does that matter?
Answers:
Please Help Single Mom Needs Advice about Auto Accident?
LOl... good excuse....NOT(in this day and age of almost everyone on the planet having a cell phone)
What insurance company is the best?
Just tell them you came out of your house one morning and found that a telephone pole hit your car.You may have been charged but I seriously doubt that
they can make it stick.Go to court...You should win.
doesn't matter to them ...the courts are a different story... you could lose your license for a short time...then the insurance company will care
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I don't think the charge has anything to do with the accident, but just to be safe, don't say anything unless they ask.What happens when I get hit by a car, but I didn't have insurance at the time of the accident?
The insurance companies run checks on their customers on a regular basis. They have access to computer systems called CJIS and DELJIS. They will know that you were charged by the authorities. If you don't tell them, they will be telling you about it shortly.California DMV -- Registering out of State Car - Order of Operations?
Your insurance company will get a copy of the police report and know what you were charged with. They also will know this by reviewing your drivers license when your policy renews. But unless you fight the ticket and win, it is still going to be on your license. SO, if you do explain the situation, they may notate your policy that the citation was not accurate. In this business, we often times see that the police officers don't always do the most thorough and unbiased reports.(No harm meant to the police officers, just stating my experience with the reports I see all the time regarding 1 car accidents)
Insurance companies don't care about that.
I received a ticket for driving without insurance ...?
They care about one type of infraction: The "Moving violation". That includes speeding tickets, careless driving, the ticket you'll get from hitting the phone pole, open container, DUI etc.
How does car insurance work?!?
If you get a moving violation, or you file a claim that seems to be "your fault", your rates will go up. If this happens several times they may drop you entirely and send you scrambling to the "high risk" insurers like "the general".
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The "leaving the scene of an accident" thing is stupid and will almost certainly be dismissed if you fight it. However, you might want to look at all the charges against you as a result of this, and see if a plea bargain would be advantageous to you. Moving violations cause your insurance to go up, but other charges have other effects on you.
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