Title on a new car?

Question:
I bought the car and am getting insurance through GEICO. I am on my dad's policy, but when I try to add my car, it asks whose name is on the title and I want to change it to my dad's name in order to get a cheaper rate. I am in California, do I need to go to the DMV to change ownership? What do I do?

Answers:

I was reversing in my car and hit another that was coming in am i really at fault?

You will have to actually re-title the car in order to do that. You'll have to pay for the title fee and taxes, and probably some other add ons.

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How can teens afford car insurance??

This is considered insurance fraud, FYI.

What do you need to get the registration sticker for your car?

If you are listed as a driver on your dad's policy, you should be able to cover the vehicle. You cant take yourself off of the registration if you have a loan against it in your name. You also might have to pay taxes in order to transfer the car to your dad.

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What does the word Voluntary Excess mean in term of Car insurance?

as someone already said, that's fraud, but it won't matter here's why - regardless of the name on the title, the actual primary driver must be listed as primary driver

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