Do you think that getting car insurance should be optional?

Question:
i think its pethetic that you are made to get car insurance what do you all think. also what do u think about the new toll tax law i thinks its discusting!

Answers:

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Move to New Hampshire, We're one of the only.if not the only states that allows car insurance to be optional. Personally I think it should be optional because its your option to be screwed or to have a back up plan after being an an accident. That said only idiots would chose to drive without at least minimum insurance, or alot of money in the bank just to make sure that you will be ok if something ever does happen. Car accidents are common, you should be prepared.but it should be your own choice on how prepared you are. As far as the toll tax law goes, your right. Well good luck, and have a nice day :]

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Dont drive near me if you wont get car insurance

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what are you gonna do when you hit someone then?

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I think it is essential to have car insurance.
These idiots that drive without it and then have accidents involving innocent folk that DO have insurance make my blood boil.
My friend had a brand new car that was hit my an uninsured driver and she got nothing!!
Anyone that drives without it and has an accident should be put behind bars and the key thrown away!!!

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Hand your drivers license in if you don't like car Insurance.

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Its hard for me not to give a wise *** answer to a statement like this.who would pay after a crash? r u taking the $ from your pocket...HA

A lady is only giving me one car repair estimate that is obviously false, what can I do w/o involv. insurance?

You *do* have a choice in the matter. In most states you don't need to have insurance if you have a bond in place that would cover the minimum required by the state in case of an accident. It's usually a mandatory financial responsibility law, not a mandatory insurance law. So if you have the assets to do that, you never have to deal with an insurance company. Many large corporations and state owned facilitates are self insured.

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if someone ran into you and you or your family got hurt bad what would you do if that person had no insurance and nothing to sue them for,ie. property , how would you cope with your bills for medics and replacement of your veh, and loss of income while you recover from your injuries, and what would you say then about that person or to that person that hit you about their choice of not buying insurance , hope this opens your eyes , it sucks to pay for something you can't always control it, but it is there for a reason and you should have it , god help you if your at fault with no insurance

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So, you are going to get mummy to pay for the damage to the £60,000 car you have just crashed into??

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It should absolutely be mandatory. The minimum coverage should also be higher.
If you were in an accident with someone who had no insurace, you would change your tune.
Let's say for exampe, someone hits your car, seriously injuring you, your passengers, and totalling your car. No lets say that person did not have insurance. Guess who's paying the hospital bills, and guess whos is paying for a new car. YOU ARE!
paying insurance sucks... but it's necessary.

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You would not feel like that if an uninsured driver ever hit you. I and my insurance company are out several thousand dollars from some irresponsible idiot.

Leaners licence?


Come on now accept some responsibility if you want to drive get insurance.

Where or how can I find out about traffic tickets?


You went through and gave a thumbs down to everyone who disagreed with you? How mature.

Car insurance?

If you have had a uninsured drunk smash your car, I wonder if your opinion would change?

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I wish you could enjoy the feeling of paying your deductible amount just to get your car fixed when it was parked and you weren't even near it.

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It's as others have said in your answers, you don't have to have insurance, just post the financial bond required and be self insured.

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why would you be thinking about getting car insurance if you can't even SPELL yet?

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So who pays when you cause an accident...?

I was driving my friend's car and got pulled over. I am a minor, he's not. Will he get in trouble, too?

Car insurance should be mandatory.
You can do a lot of damage to other people and their property with a car - if you don't have insurance, how will you pay for the damage?

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Driving is a privilege, not a right, and with that privilege comes certain responsibilities.

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No it should stay as it is with all vehicles needing at least 3rd party liability. I'd go as far as needing a sticker on the windscreen with the name of the insurer and expiry date. And i'd make it mandatory for cyclists too- thay are a real liability lol

Dealing with an insurance companyy?

it should be law but if you hit my car and its your fault you better have it because you will get sued!!

I was rear end today?

If you were involved in an accident and it was not your fault and they didn't have insurance as they opted not to. How would you get them to pay for the damages if they argue it was not their fault and blame you.
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