Can a repo man take your car if he can't get it out of PARK?

Question:
My neighbor (we live in a gated apartment complex with no garages) has an SUV due to get repossessed. He changed the code on the factory alarm, covered the VIN and put a lock on the brake pedal (effectively locking the car in PARK). He was laid off and wants to catch up on payments. I told him to stash it at a friends garage but he feels ok the way he has it set up. What do you make of this?

Answers:

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Tell him to hide the vehicle...... like the other guy said, they will pull up with a flatbed truck and load it up.....

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I recommend the friends garage...they can still hook sum cables to the axle and pull/drag it onto a flat bed to truck...

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Absolutely. Yes. They don't even have to open the doors. If its front wheel drive just jack up the front an attach it to the tow truck or attach the cable and pull it onto a flatbed. If its rear wheel drive and backed in, then jack up the front and put a low-jack under the front wheels then push it out and hook it to the tow truck by the rear.

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they will tow it and drag it any damage done can be billed to your friend,

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If the repo man can get a tow truck to lift the wheels that are locked, he can take the car. The one thing he cannot do is move another vehicle that may be blocking the car in. He cannot damage any property while repo-ing the car. I would say that putting it in the friends garage is the best way, especially if the garage door is closed and locked.

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His best bet is to work with the finance company and try to work something out. Failing that the car will get repo'd, just a matter of when.

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Locking the brake pedal may slow them down, but if they have police backup, then speed isn't a consideration anyway. In the friend's garage would be out of sight, however there may be legal implications for him and the friend - not a lawyer but seems like there might be a problem.

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If the repo doesn't have police backup, then they will just hook-up, yank and go. The tow truck's winch will slide the wheels right up onto the bed w/o a problem.

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The brake pedal actuates a switch under the dash that can likely be defeated. Plus there are wheeled trolleys that can mounted under the vehicle's wheels that tow trucks can use move a vehicle even if the none of the vehicle's wheels don't turn...

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The tow truck doesn't care if it's in park or not, since the wheels are off the ground it doesn't affect it in the least. We don't come and drive them away, we tow them.

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As far as covering the VIN, I can have the door open and read it off the "A" pillar in less than 30 seconds.

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If he's really wanting to get caught up, I'd suggest he call and talk to the lender and make some kind of arrangement with them. By doing that, they may call off the repossession for the moment and give him some breathing room.

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If the repo man is properly equipped and experienced he can.

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The repo man can get the vehicle just by dragging it up on to a flat bed tow truck. Let your friend know that damages that occur while being repo'd can and will be added charges on to his already outstanding balance.
**Best thing is to have your friend get on good terms with the Bank or Lender and rearrange the payment schedule and explain his situation and ask for some sympathy in regards to having the vehicle repo'd. But have him go in with cash to show "Good Faith" to pay what he owes on it.
Most repos end up at an auto auction where it is sold for way less than what he owes and the more cash he is able to go in and negotiate with, the better.

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He can tow it.

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i have seen repos on tv and they hook up a chain and drag the vehicle if they have to, until they get it where they can hook up the tow truck

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They can haul it away with a flat bed as said above. The garage idea sounds better.

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If he locks the brake pedal the brake lights will stay on until the battery goes dead or he removes the brake light fuse.

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If the car is in a garage or blocked my other vechiles they can not take it. But if it is in the open its fair game! And they dont care about the brakes.. drag it on the truck and gone.

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yes, the flat bed can just pull it up, or he'll have a slimjim and pop ith lock and put it in nutral

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yeah the can if there got paperwork and you don't have to be home (friends bike got taken ) ...

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yea they put them on a roll back and tow it away

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The repo man will take any vehicle, anytime, anywhere. There is no defense against modern tow trucks. They can even snatch a car out of a parallel parking space without disturbing the car in front or rear.

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If it is in Park he will drag it with the tires skidding to a place where he can pick it up by the rear or he will pick up the rear wheels and put dollies under them.

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The person needs to talk to the finance co. They would rather have the money than getting the car back.

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yes he can take it, the bank will sell it as ia to cover expenses ,best thing to do is park in enclosed garage.he is living in a complex still puplic view
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