When refering to car tyres wot is the load index, does it matter even if you have the right size?

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Take a typical example of a car tyre size marking, 205/40x17 82R.

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The load rating is the 82 part at the end, and R means radial. The higher the figure, the higher the load rating, and yes it does matter that your vehicle has the correctly load-rated tyres or you risk a blow-out.

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I often see alloy wheel and tyre packages for sale that have a very low load rating tyre being used, and that would preclude them from being used on anything but the lightest cars on the road.

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The load rating is something that very few people know about, or take any notice of, but if you had an accident, and a sharp-eyed insurance loss-adjuster noted your load ratings were insufficient, then you could be without insurance cover.

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As a very, very rough guide, an 82 would be OK for something like a KA or a Fiesta, and something like a Mondeo would need an 88 or a 92 rated tyre.

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Yes it does matter. The load index is exactly what it says , it is the load which the tyre can take. The heavier the vehicle , the higher the load index has to be. If you put a lower load index tyre on a heavy vehicle it could be very dangerous , the tyre could come apart when you are driving it.
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