Whiplash and other claims after a crash??

Question:
some **** pulled out a junction and crashed into the side of my mums car and she has suffered whiplash. she also fears she will be too scared to drive again after the accident (second time in 6 months and neither were her fault).

Do slow drivers really get under your skin?

what is the best way to claim compensation for the whiplash?? is it a guaranteed payout?? she was taken to hospital in an ambulance and they have confirmed whiplash.

When you are on the 405 highway and you brake in a Civic from 45-50 MPH and there is no screech are?

also is there any way to claim loss of earnings from the accident?? she is a personal trainer so will be off work for a coupld of weeks.

What type of car is the safest car for a teen just starting to drive?

also can claims be made for the psychological damage due to being in a car crash?

Car booster seats?

thanks

Answers:

Why are cars made to go 70mph over the speed limit?

Get Mum to visit a good solicitor (not one of these "injury specialist guaranteed payout" outfits). They will advise her properly on any claim. The key to a claim lies with the third party ie if they have admitted liability or they are being prosecuted for a driving offence. The other factors under consideration are the extent of the injuries suffered, both physically and mentally, and of course any financial implications, loss of earnings for instance. Finally, a claim would normally be made against the third parties insurers, that's assuming that they were insured.
The validity of a claim must be proved and that can be a long job. Doctors reports must be obtained, police statements, proof of financial hardship and so on. All of which usually costs money which Mum will have to outlay (she gets it back if the claim is successful). To make the claim worthwhile, she will have to lay it on thick. I'm not saying bend or break the law, but "never a day without pain" sounds better than "slight neck ache for a couple of weeks", if you know what I mean. If the case is good and she is prepared to give it a go, brace yourselves for a long battle. Insurance companies don't give up that easily and will find any excuse not to pay. There will be loads of correspondence and solicitors letters and the like which can easily grind you down, but don't give up once you have started because this will land you with the costs. Finally, the third parties insurers will eventually make you an offer. My advice is don't accept it! This is an admission of liability and they will come back with a better offer. A good solicitor will advise you when to accept. The accepted figure should be the ammount that Mum can expect. All solicitors fees and other expenses should have been dealt with separately.

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