Question:
After searching through the web, there is no specific information on:
I have a 94 nissan 300zx and was wondering if a newer nissan steering wheel would fit plug wise?
1. what number actually you have to dial to call the police after a car accident? You don't know local police number, do you dial 911?
where do i find out about travel trailer tire defects?
2. when to call the insurance company (before or after talking to the police)? Should you answer to police based on words from insurance company that will not harm you later on in court if that happening?
how accident are cause each year due the use of cell phone?
3. what information from the insurance card or other that you have to exchange with the people who had an accident with you?
Is is enough just to write down license plate and name of his/her insurance company without insurance number?
Should we show each other's insurance card? Should we even show each other's driving license?
There has no specific detail on what to do during accident that led to many people don't know what to do when it happens, beside calling the police.
I am wondering how much better handling in the snow is an AWD model than the typical FWD?
Please share your best efficient and specific scheme on things to do after an accident.Thanks
Answers:
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1. Yes - call 911, in any case. You were in a car accident, they will send everyone in to help you, and send them away if they are unneeded, once the accident has been accounted for, and everything.2. Get the police report FIRST. Then talk to your insurance company.
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3. What people SHOULD do (in best case scenarios) is to make several copies of your insurance card. When in an accident, make sure you have these copies with you (glove compartment) and give them a copy.
what is your opinion on teens and being cell phones while driving?
It should never be enough to just write down the license plate and the name of their insurance company. They could be lying to you.
what do they put on the roads when it snows?
Yes, you should show an insurance card (give a COPY, if you have it), and show your driver's license. Even if it is just a bump - I have had a relative that was involved in a car insurance fraud case - it was messy, but she won out like she should.
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If you call your insurance company, they should be able to give you their recommended instructions for what you should do in a car accident. It's probably going to be similar to the above. When you follow all of these steps, youprotect yourself from fraud.
Is it true that you don't HAVE to turn off your engine before filling your gas tank?
I would also recommend carrying around a dispoasable camera. And pay attention to the expiration date on it. Film does expire after a while - and keep it in the glove box as well - or someplace away from heat and sun. If you ever get in an accident - make sure to take pictures - of both cars, the license plates, the passengers, drivers, damage to both vehicles, road signs around you, other signs, locations. This basically will record everything around you and the circumstances, in case you ever have to go to court over it.
You do have automobile insurance, right? Your agent is the best source of information on the subject, and I always get a "What to do in case of an accident" booklet when I renew. It comes in the same envelope as the new policy.
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http://jesbeard.com/41.htm is specific to TN, but gives good general advice.
It is usually quicker if you know the local police dept. phone number. YOU could try saving that number in your phone so in case you need it. If you don't know the number then dial 911 just try to figure out where you are so you can tell them and they can hopefully get the right department for you.
My insurance carrier told me to never claim fault even if you think it is your fault. Wait and let the police determine that.
You should have some kind of insurance card that you can show to the police officer. I have alway heard that if you dont have insurance the accident is almost always ruled your fault. It doesn't matter if the other person rear ended you if you haven't got insurance it will be your fault.
The officer working the accident will tell you what info he needs and will write up a report that you can get or have your insurance people get.
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